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- e-Book – Cadastro Positivo. Como as micro, pequenas e médias empresas podem se beneficiar
- e-Book – Sustentabilidade do crédito
- e-Book – Educação Financeira para Jovens: Volume 1 Seu Dinheiro Suas Regras
- Infográfico – Dimensões do crédito sustentável
- Infográfico – Fraudes no crédito e seus impactos na economia
- Infográfico – Passo a passo para PMES oferecerem crédito
- FRAUDE – Dúvidas e dicas para se prevenir
- Credit Score in Brazil
- Credit Note in Brazil
- FRAUD - Dudas y consejos para prevenirla
- FRAUD Common Questions and Prevention Tips
- e-Book Como oferecer crédito
- SMES to obtain and offer credit
- Step-by-step guide for PYMES
- e-Book - Credit Note
- Infográfico – Nota de crédito no Brasil
- e-Book - How to Take Credit
- Infográfico – Passo a passo para PMes tomarem crédito
- Impact of the Positive Register on Federal Taxes
- Impact of the Positive Register for Legal Entities
- Impact of the ICMS and IPVA Positive Register
- Impact of the Positive Registry by state
- Impact of the Positive Register on SMEs
- Impact of the Positive Register
- Positive Register figures
- Truths and myths about CP
- Credit Damaging Practices
- History of Credit
- Overview of credit for agribusiness
- Overview of credit for industry
- Letter from the Business Front
- Case Midway (Riachuelo financial)
- Lessons from the Pandemic part 2
- Lessons from the Pandemic part 1
- 2 years of the Positive Register
- Financial Education and Score
- Práticas lesivas que comprometem o crédito
- Penetration of the Positive Registry
- Telecom operators
- Sanitation sector
- e-Book Fui Negativado. E agora?
- SMEs - How to Borrow and Offer Credit
- Cookie Policy (BR)
- Multisectoral Manifesto Positioning
- LGPD Business sector manifesto
- Bill No. 4188/2021
- Legal-economic opinion on predatory litigation
- Letter to the new government (2023-2027)
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- Studies and content
- ANBC Council
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- About ANBC
- What is a credit bureau?
- ANBC 2024
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Posts
Blog
- Como a educação na infância e adolescência precoce fortalece o crédito no futuro
- Estratégias para a educação financeira de jovens: as ações do CFPB e o caso brasileiro
- A inadimplência entre empresas avança
- Portabilidade de crédito no Open Finance começa em 2026
- Três modalidades de crédito que podem impulsionar o mercado
- Buy now, pay later: changing the form and preserving principles
- Outlook for 2026: macroeconomic scenario and the new contours of the credit market
- Credit, interest and default: a look ahead to 2025
- 5 Advances in the World of Credit that Every Small Business Owner Needs to Know
- Fintechs advance in the credit market
- Connectivity and finance: data from Global Findex 2025
- Five years of Open Finance
- Artificial Intelligence in Credit: from promise to practice
- Regional data: where is credit growing the most?
- Income and consumer confidence
- Fintechs Transform Credit
- Socio-economic impacts of microcredit
- Credit for Industry
- An overview of cooperative credit in Brazil and worldwide
- Default, recidivism and credit recovery
- Instant payment methods
- Credit in times of artificial intelligence
- Credit in times of artificial intelligence
- Agro Credit
- The Positive Side of Name Deactivation
- Turning Receivables into Liquidity: The Future of Credit in Brazil
- The global scenario and the credit environment: revising forecasts
- Central Bank Digital Currencies: The Future of the Financial System
- Credit for small businesses at the G20: challenges and proposals
- Informality, development and the financial system
- Credit and Legislative Engagement: A New Chapter for Credit in Brazil
- Understanding Abusive Litigation and its Effects on the Brazilian Credit Market
- 20 years of credit-GDP ratio in Brazil
- Quality financial inclusion: a warning to the G20
- ANBC & BIIA
- Credit and default: a cross-section of generations
- Credit on the rise, despite interest rates for 2025
- Credit that promotes well-being
- Taking stock of 2024
- The financial health of Brazilians in 2024
- Brazilians and Online Shopping
- Bureaus and telecommunications
- 2024 ICCR-International Committee on Credit Reporting
- Credit inside and outside the financial system
- Credit and over-indebtedness
- Financial education for SMEs - part 2
- Credit and financial education for small businesses
- The role of credit in economic growth
- The fronts of the fight against fraud
- Credit aligned with the lender's financial health
- A consumer right
- Impacts and benefits of the Positive Register
- Default and renegotiation
- Harmful credit practices
- Credit that promotes investment and the financial health of companies
- Credit for industry
- The transfer of the SELIC to the "daily interest rate"
- Financial inclusion for young people
- Information as a boost to regional credit
- Student loans in Brazil
- How is Brazil's financial health?
- The role of schools in financial citizenship
- Credit compatible with the borrower's conditions
- The size of the credit
- Central banks' digital currencies
- The sustainability of credit
- Credit and the economy in 2024 - prospects
- Taking stock of 2023: consumer credit on the rise
- Strengthening resilience and financial well-being
- Electronic duplicates: more information and security for commercial development
- PSD3: Open Finance regulation and the impact on credit
- Joint Resolution No. 6: cooperation to curb fraud
- How visibility for credit impacts the economy and society
- Free credit and directed credit in Brazil
- DeFi or Decentralized Finance: risks and opportunities of technological advances
- The conscious use of credit cards
- Safra Plan: credit and incentives for sustainability
- "Cashless economy: the advance of digital transactions and the gradual abandonment of physical cash
- Stability of the financial system: isolated case or systemic risk?
- Know Your Customer" policies and credit bureaus
- Do you know the 12 principles of financial consumer protection?
- Digital banks: strategies for survival
- "Banking as a Service and the proliferation of financial services
- Credit to companies in times of monetary tightening
- Beyond "banking": the importance of visibility for credit
- Credit analysis in the open financial system
- The turn of consumption and small businesses: a review of the credit market in 2022
- One agenda, several players: sustainable credit
- The role of the consumer in strengthening the credit market
- Outlook for the credit market in 2023
- 2022 and the new credit market scenario: a retrospective
- The importance of fraud prevention and credit bureaus
- Modernizing the financial system
- The beginning of the end for low default rates?
- The consumer moment: data on financial life
- Real estate credit in Brazil
- Before and after: four transformations in the credit market
- The Positive Registry and the S of the ESG
- Global Findex: the number of banked people is growing
- Rural credit: new times, new criteria
- Credit fintechs: their impact on financial inclusion
- Inflation, interest rates and credit: revisiting the outlook
- Do you know about guided credit?
- New Economy: what about the NoHolders?
- Financial innovation at the service of inclusion and citizenship
- Positive Registry proves potential for financial inclusion
- Financial citizenship: what is it?
- Renegotiation fairs
- Inflationary pressure and rising interest rates
- A new framework for credit guarantees
- You and your credit rating
- A review of credit performance in 2021
- Credit and financial inclusion for young people
- INFLATION LIMITS CREDIT GROWTH IN 2022
- Credit on the agenda: the issues that crossed 2021
- How credit affects our well-being
- Credit for small businesses
- The new frontier of information technology
- The credit-GDP ratio in Brazil
- The particularities of the Positive Register in other countries
- The power of regional credit
- Financial transformation
- ESG: impact on the credit market
- Credit unions and their importance in the market
- The impact of the Positive Register on interest rates
- Collection intelligence
- Credit in adversity
- The importance of Analytics in the evolution of credit bureaus
- Credit in Brazil's economic recovery
- Ways to reduce the cost of credit
- Information and guarantees: how to improve the credit environment
- Credit and micro and small businesses
- Credit bureaus and their importance in managing credit recovery
- Credit in 2021
- The culture of credit
- What to expect from the ANPD
- Technostructural and economic lessons from the pandemic
- Lessons from the pandemic in its psychosocial aspects
- What to expect for credit in 2021
- Outlook for 2021: the economic scenario
- LGPD-Finality
- Financial education week
- The big warning for the coming months: the risk of default
- What to expect from the National Data Protection Authority
- Credit bureaus pay attention to information security
- Credit protection services with the LGPD
- The LGPD applied to the credit protection services market
- Data quality, one of the principles of the LGPD
- The financial big bang: a few more steps on the agenda
- LGPD principles applied to the credit market
- A snapshot of credit in recent months
- Debanking, informality and credit
- Credit is "tech": the implications of digitalization
- Economic measures for the crossing
- Why it is urgent to approve Bill 3.515, which deals with over-indebtedness
- Pillars that support credit will be important in the recovery of the economy
- The post-Covid-19 economy and credit
- The credit market and the challenges imposed by Covid-19 on the world
- Credit market and Covid-19 implications worldwide
- Financial education is essential in the face of the economic challenges of the pandemic
- Credit and the pandemic
- The new wave of Artificial Intelligence
- Why is the credit rating so relevant to the market?
- Inside the credit note
- World Economic Forum reinforces importance of new capitalism
- What will influence the global credit market this year?
- 2019 was a year of important changes for the credit market
- ESG is a trend in credit analysis for companies
- Trends in analytics and their impact
- Harmful practices jeopardize credit dynamics
- New Positive Registry will boost ESC loans
- Small businesses predominate and seek differentiated credit lines
- Identity fraud claims millions of victims every year
- Higher salaries don't necessarily lead to financial well-being
- All five regions of Brazil register defaults of at least 30%
- The role of guarantees in reducing interest rates in the credit market
- Credit today and in the future
- The main moments in the history of credit
- The new Positive Registry has been approved. What's next?
- How the Positive Registry helps with real estate loans
- Entrepreneur by necessity is a major beneficiary of the new Positive Registry
- New Positive Registry approved by the Chamber of Deputies
- Credit bureaus produced around 338 studies last year
- Four out of ten Brazilians in debt
- Why should stimulating credit be a priority for the new government?
- Against indebtedness, bureaus invest in financial education
- Tools to combat over-indebtedness
- Low credit recovery in Brazil increases the banking spread
- Why do defaults and taxation affect the banking spread?
- What are the variables that influence the banking spread?
- Positive Registry Law complements CDC and LGPD
- The importance of digital for credit recovery
- The role of bureaus is also to help consumers
- Cadastro Positivo receives wide coverage in the national press
- New Positive Register will expand data protection
- How does the State contribute to financial citizenship?
- How does the state contribute to financial citizenship?
- What does Financial Citizenship mean and why is it important?
- What does Financial Citizenship mean and why is it important?
- Electronic media
- How do credit bureaus obtain information about consumers?
- What are credit bureaus and what are they for?
- New Positive Registry changes banking secrecy
- New Positive Register respects consumer wishes
- How will consumers benefit from the new Positive Register?
- 7 benefits for consumers of the new Positive Register
- What is the Positive Registry like in other countries?
- New Positive Registry will inject around R$ 1 trillion into the economy
- Why is the Opt out model ideal for the Positive Registry?
- The benefits of the credit score
ANBC Events
- FIBA (Financial & International Business Association) AML Conference 2026
- Encontro da Frente Parlamentar para a Democratização do Crédito, realizado em Manaus
- A ANBC participou do primeiro encontro estadual promovido pela Frente Parlamentar Mista pela Democratização do Crédito e Serviços Financeiros (FPDC)
- A ANBC segue sua jornada de evolução nas trilhas tecno-estrutural e psicossocial
- Second Africa Regional Consultative Group Meeting
- CMS Financial Innovation 2025 (CMS Brazil)
- 59ª Assembleia da FEDERACIÓN LATINOAMERICANA DE BANCOS – FELABAN
- Events October 2025
- ANBC at the Alacred Meeting
- VII National Trade Forum, promoted by CNDL
- World Consumer Credit Reporting Conference 2025 (WCCRC)
- Score Summit 2025
- WORLD CREDIT REPORTING CONFERENCE
- Events September 2025
- Payment Anyway Forum 2025
- ANBC at Futurecom 2025
- 21st Banking Transformation Awards
- In August, ANBC was present at important events
- 6th New Sanitation Framework Forum
- MCIO invited President Elias Sfeir to talk about The Financial Ecosystem and Female Entrepreneurship
- Elias Sfeir participates in ANFAC Seminar
- In July, the president of ANBC, Elias Sfeir
- Participation of President Elias Sfeir in the XIII Regional Meeting of Commercial Promotion - SINFAC-SP
- Elias Sfeir highlights credit advances in Brazil during ANFAC Symposium in Brasilia
- June was a month of great debates
- Artificial Intelligence and credit in South Africa
- AI and credit with a focus on innovation and responsible regulation
- 3rd Economic Freedom Symposium
- ANBC participates in ICCR regional meeting in Asia
- BIIA Conference 2025 in Malaysia
- May was a month of great achievements for ANBC!
- ANBC participates in International Forum on Credit Information System in Angola
- ANBC took part in the panel "Credit Information in a Regulatory Maze" at the ACCIS Annual Conference in Amsterdam.
- Lecture by Elias Sfeir - ANBC at the XXII ENAMPE 05/22/2025
- CDL Experience brings together experts and global retail trends in Concórdia
- ANBC's Elias Sfeir comes to Concórdia for CDL Experience
- ANBC 2.0 integration and planning workshop
- April was full of events and meetings
- ANFAC, the Receivables Market Seminar
- Parliamentary Front for the Democratization of Credit
- COSAMA to join the Positive Register
- 43 years of ANFAC
- Business Agenda 2025 | GDPR, Cybersecurity and AI Governance
- Induction ceremony for Faciap's executive board
- Elias Sfeir, took part in the premiere of the ANFAC Podcast
- Year-end dinner with the legal staff of the member firms
- UNALE 2024
- CONAMPE 2024
- Value Meeting 2024
- Faciap Business Congress 2024
- Elias Sfeir, at the ICCR event
- The progress of the Positive Record agenda in the energy sector
- ANBC's internationalization is already a reality ALACRED
- XVII Brazilian Congress of Consumer Law
- Launch of the book "Brazil's economic policy in the 2019-2022 period"
- Futurecom 2024
- The Journey of Financial Inclusion
- 57th National Retail Convention
- XIII North and Northeast Congress of MSEs
- The Future of the Receivables Market
- 47th CDL Convention
- 6th New Sanitation Framework Forum
- 2nd Permanent Forum for Micro and Small Enterprises
- Event 5 years of the Positive Register
- XII Regional Trade Promotion Meeting
- Digital Money Meeting 2024
- Symposium "Economic Freedom: Paths for Brazil's Future"
- Agro Evolution 2024, promoted by CMS Brasil
- FACESP Congress
- ACCIS Conference
- Enampe
- POWERING GROWTH
- ANEEL for the success of the Positive Registry
- Shopkeepers in Manaus and the progress of the Positive Register
- Basic sanitation in the Positive Register
- Positive Registry Program in Amazonas Cosama
- ANBC was at the Equatorial Energia Group
- COSANPA Companhia de Saneamento do Pará
- ESG: The Impact on Business
- ANBC and FEBRABAN Educação have entered into a partnership
- State Program to Combat Over-indebtedness
- Faciap's Paraná Business Congress
- End of year dinner promoted by ACREFI
- IV National Congress of Commercial Registries (CONAJ)
- Harmful credit practices during the 26th Unale National Conference
- SENDI (National Seminar on Electricity Distribution)
- Banking Transformation Award by Cantarino Brasileiro
- VI National Trade Forum
- XII North and Northeast Congress of Micro and Small Enterprises
- ALACRED (Latin American Association of Credit Bureaus)
- ALACRED, the Latin American Credit Union Association
- Banking Anywhere Forum
- Positive registration in Ceará
- Positive registration in Minas Gerais
- Faciap Business Management Forum
- ABRADEE Award (Brazilian Association of Electricity Distributors)
- LIDE Technology Seminar
- "The Future of the Receivables Market", promoted by ANFAC
- Positive registration in Paraíba
- Cagepa (Paraíba Water and Sewage Company)
- 18th edition of the Brazilian Banking Yearbook (ABB)
- Fitch event on Banking 2023 Brazil
- 10th National Financial Education Week (SENEF)
- Meeting with the Secretary of Finance and Planning of the State of São Paulo
- Meeting of the Political and Social Council (COPS)
- Meeting of the members of the CGAP Consultative Group to Assist the Poor
- FID23 Congress
- Digital Banking - Disruption: The Strategy for Survival" event
- Carioca Business
- Dialogues with candidates for the Presidency of the Republic - UNECS
- Carioca Shopkeeper Merit Trophy
- XX NATIONAL CONSUMER PROTECTION CONGRESS
- 3 years of the Positive Register
- Open Finance Conference
- Predatory litigation
- ESG and the impact on the economy in 2022
- Banks, Telcos and Utilities Forum
- Telecom operators
- ANBC participates in SindilojasRio events
- Ibero-American MSME Forum
- Credit and Collection
- Online event Economy in debate
- ANBC and Neopag
- 60 years of the CNDL
- Global Retail Show 2020
- Digital Collection Seminar
- Live: VETO OF PL 675
- ACP - Commercial Association of Paraná
- First edition of the Open Banking Forum
- Positive Registration Caravan
- FPMPE
- ESG and XP
- 50 years of ABDE
- 1ST CONAJ
- XXIII CNLE
- TelComp Workshop
- 14th edition of SIAC and XII TelComp Seminar
- Futurecom
- Business Revolution 2019
- Meeting promoted by FACESP
- Positive Record Caravan São José do Rio Preto
- Positive Registration Caravan held in Santos
- Parliamentary Agricultural Front (FPA)
- Permanent Forum for Micro and Small Enterprises
- 17th edition of the Brazil Finance and Investment Forum
- Financial Inclusion" event
- IV National Trade Forum
- Permanent Forum of MSEs
- Positive Record Caravan Mogi das Cruzes
- 12th Symposium of Commercial Development Entrepreneurs in the State of São Paulo
- Meeting promoted by M2G LGPD
- Telebrasil Panel 2019
- Approval of the new Cadastro Positivo model
- ABAD's Annual Indirect Channel Convention
- Meeting with parliamentarians
- Meeting with Senator Sérgio Petecão - PSD-AC
- Sinditelebrasil and Aesbe
- Closing the year
- Meetings with Anatel, ANEEL and Senacon - Brasília
- ANFAC - National Commercial Development Association
News
- A confiança na IA no setor de crédito
- ANBC brings debate on sustainable credit and AI governance to international financial events in the United States
- ANBC brings debate on sustainable credit and AI governance
- ANBC brings debate on sustainable credit and AI governance to international financial events in the United States
- ANBC brings debate on sustainable credit and AI governance to international financial events in the United States
- Crédito avança 14,1% no AM com atividade econômica e mercado de trabalho em expansão, diz ANBC
- Com mercado de trabalho aquecido, volume de crédito sobe 9,4% em Minas
- Volume de crédito em Minas cresce 9,4% em 2025, segundo ANBC
- Impacto financeiro do risco com fraudes digitais nos negócios pode chegar a milhões
- Novos formatos de crédito mudam a relação do consumidor com pagamento online, avalia entidade
- Crédito para MPEs no Brasil
- A fronteira entre o legal e o legítimo no coração das instituições brasileiras
- O que o Rio ganha no acordo com a Europa
- O que esperar para o cenário de crédito em 2026?
- Credit indicators point to a positive and sustainable cycle in the South
- Setor financeiro e MJ lançam plano de combate a fraudes bancárias
- How the 13th can improve your credit: ANBC warns about the conscious use of the benefit
- Três verdades que ninguém te conta sobre crédito e dívidas
- Credit and Technology: How MSMEs are benefiting from financial instruments
- Saiba para onde vai o 13º salário dos goianos
- ANBC presents Brazil's advances in sustainable credit and ESG data at event in Morocco
- ANBC presents Brazil's advances in sustainable credit and ESG data at event in Morocco
- Brazil’s progress in sustainable credit and ESG data at event in Morocco
- ANBC showcases Brazil's progress in sustainable credit and ESG data at event in Morocco
- ANBC showcases Brazil’s progress in sustainable credit and ESG data at event in Morocco
- Artificial Intelligence is already transforming credit in Brazil, says ANBC
- Expansion of credit increases families' purchasing power
- International Instant Payments and Cross-Border Advances
- Credit sustainability at the FELABAN Assembly in Miami
- ANBC highlights key role of AI
- ANBC highlights key role of AI for credit sustainability
- ANBC at the FELABAN Assembly in Miami
- AI for credit sustainability at the FELABAN Assembly
- ANBC highlights the fundamental role of AI for the sustainability of credit at the FELABAN Assembly in Miami
- “Birô agro” promises to unlock credit for small rural producers
- Agro plans to grow with connectivity
- ANBC at global Conference in Mexico
- ANBC highlights Brazil's innovative rural credit model at global Conference in Mexico
- How AI is redefining banking productivity in Brazil and around the world
- Strengthening digital security will be the subject of a panel with ANBC during Futurecom 2025
- ANBC participates in Futurecom 2025 and highlights the role of credit
- Digital credit among Brazilians aged 18 to 35 grows and challenges traditional financial habits
- Historical default level
- Cadastro Positivo: action at the Post Office offers up to 99% discount on debts
- Entry in the positive register reduces interest by 8.7%, shows BC study
- Entry in the positive register reduces interest by 8.7%, shows BC study
- Entry in the positive register reduces interest by 8.7%, shows BC study
- The Latin Fintech Ecosystem and the Future of Credit in the Region
- Credit for industry enters the radar of Brazil's industrial agenda
- Espírito Santo grows 16% in loans to families and maintains the lowest default rate in the Southeast
- Espírito Santo grows 16% in loans to families and maintains the lowest default rate in the Southeast
- Credit grows in the Southeast with advances in all states and average debt of R$ 6.5 thousand
- Credit for industry gains momentum on Brazil's economic agenda
- Goiás leads credit expansion in the Midwest
- From Pix to Open Finance: innovation shapes the new credit ecosystem
- High default rates in the Federal District
- Credit grows in the Midwest, especially in Goiás and Mato Grosso do Sul
- Despite high salaries, more than 60% of DF residents are in debt
- Credit grows 11% in MS
- Over-indebtedness Law completes four years with advances in consumer protection
- Regional meeting: panel to debate the direction of Artificial Intelligence
- Cross-border credit: financial integration with inclusion and innovation
- Default reaches 41% of the economically active population in Paraíba
- Tax Free Day 2025
- Over-indebtedness
- Risk management in guaranteed leasing
- ANBC represents Latin America in global debate
- CREDIT BOOSTS NORTHEASTERN ECONOMY DURING JUNE FESTIVITIES
- Credit boosts northeastern economy during São João, but experts warn of risks
- Sustainable and Connected Credit: Brazil on the Global Scene
- Economic Freedom Symposium in Brasilia
- 4th ICCR Asia Pacific Regional Consultative Group Meeting, June 4th, Kuala Lumpur
- ANBC to Play Active Voice in Global Discussion on Credit and Digital Trade at BIIA Conference in Malaysia
- Forum in Luanda reinforces the role of Private Credit Information Centers
- Record debt in Brazil
- IR: refund will be used to pay off 26% of taxpayers' debts
- Default reaches 41% of Paraíba's population and raises alarm about the risks of easy credit
- Braziliaanse entiteit ANBC deelt ervaringen over krediet en regelgeving op conferentie georganiseerd door ACCIS
- Record debt pushes banks to increase focus on financial education in Brazil
- Credit will change - but the market still doesn't speak the same language
- Innovation, Governance and Financial Inclusion as pillars of credit
- Credit sustainability
- TransUnion changes command in Brazil
- Credit in focus: a strategic look at the financial system
- 62% of Amapá families are in default, reveals ANBC president
- Tips for recovering credit
- ANBC warns against the “clean name” industry in the Brazilian credit market
- ANBC joins forces with FACIAP and ACP to adjust legislation to protect consumers and prevent over-indebtedness
- New parliamentary front seeks to expand access to credit in Brazil
- Young people from Amazonas enter the credit market unprepared and drive defaults in the AM, says expert
- CNPJ Alphanumeric
- Despite Trump, sustainability remains a determining factor for credit
- Credit-to-GDP ratio reaches 54.5%
- Generative AI in predictive credit analysis: yes or no?
- Class Actions for "Name Clearing"
- After reformulation, Cadastro Positivo shows encouraging results
- Credit bureaus suspend debt negation in RS for 60 days
- Credit bureaus will suspend debt negation in RS for 60 days, says ANBC
- Banking Forum
- Energy sector
- LinkedIn News - Credit in Brazil grows to 8.6%
- CREDIT The Brazilian consumer
- Growing demand for sustainable skills
- BaaS, the multiplication of financial services and the next steps with AI
- Innovation applied to the credit market and the bureau sector
- Neoenergia Coelba adds 5.1 million customers
- CREDIT BUREAUS
- CREDIT SUSTAINABILITY
- Conscious credit, default and financial education in Brazil
- EDP IS THE FIRST ENERGY COMPANY ON THE POSITIVE REGISTER
- ANBC Entrepreneur News
- How MSEs can benefit from the Positive Register
- Positive registration advances: "We can't change interest rates, but we can change the spread"
- Cadastro Positivo has benefited 22 million Brazilians with access to credit
- Understanding entrepreneurs' cycles facilitates access to credit
- Industry of class actions to clear names is damaging the credit market
- Anatel will support the inclusion of prepaid cell phone accounts in the positive register
- Telecom operators entered 11 million in the Positive Register
- Positive registration grows in Paraná
- Interview with ANBC president on TV Assembleia do Ceará
- Interview on BandNews FM Radio
- Positive Registry proves potential for financial inclusion
- Credit bureaus and factoring sector fight 'injunction industry'
- Predatory litigation is in the CNJ's sights
- Opinion: Credit bureaus can provide solutions for Open Banking
- Protection of personal data included among fundamental rights
- Positive registration advances and already reduces loan rates
- Seven tips to keep credit healthy in 2022
- 4 reviews on access to credit during the pandemic
- PIX and its impact on credit
- Telcos have already sent around 53 million records to the Positive Register
- Credit bureau sector
- The LGPD in the credit market
- Transforming the challenge of negativity
- Credit bureaus are optimistic about digital currency
- Impact of the coronavirus on companies
- Positive Registry could inject up to R$ 82 billion into rural credit
- Paying for everything in cash and not using credit can worsen a positive credit rating
- Consultation of the Positive Registry will be released on Saturday
- Inclusion of names of good payers in the positive register
- Positive Registration CBN Vitória
- Positive registration can provide more guarantees
Press Room
- ANBC leva debate sobre crédito sustentável e governança da IA a eventos internacionais do setor financeiro nos Estados Unidos
- ANBC brings debate on sustainable credit and AI governance to international financial events in the United States
- Crédito avança 14,1% no Amazonas com atividade econômica e mercado de trabalho em expansão, diz ANBC
- ANBC destaca avanço do crédito em Minas Gerais devido ao ambiente de renda e atividade econômica
- Crédito das famílias brasileiras em 2026
- ANBC vê ambiente mais eficiente para operações de crédito após mudanças regulatórias
- ANBC destaca avanço do crédito no Acre e amadurecimento do mercado local
- Novos formatos de crédito transformam a relação do consumidor com o pagamento online, avalia ANBC
- Eficiência no uso de dados pode destravar crédito para PMEs, avalia ANBC
- Dia da Proteção de Dados destaca importância da segurança das informações para o crédito
- ANBC avalia que o mercado de crédito deve priorizar sustentabilidade e gestão do risco em 2026
- ANBC destaca avanços estruturais que ampliam acesso ao crédito e fortalecem PMEs no país
- Planejamento financeiro ajuda consumidores a aproveitar férias e iniciar 2026 com mais equilíbrio, aponta ANBC
- Credit indicators point to a positive and sustainable cycle in the South
- How the 13th can improve your credit
- ANBC presents Brazil's advances in sustainable credit and ESG data at event in Morocco
- ANBC showcases Brazil's progress in sustainable credit and ESG data at event in Morocco
- Artificial Intelligence is already transforming credit in Brazil, says ANBC
- CMS Financial 2025 brings together financial and technology market leaders to discuss innovation and sector trends
- Expansion of credit increases families' purchasing power
- Bad debt in Paraná is lower than the national average, but higher among southern states
- ANBC highlights the fundamental role of AI for the sustainability of credit at the FELABAN Assembly in Miami
- ANBC highlights Brazil’s innovative rural credit model at global Conference in Mexico
- Strengthening digital security will be the subject of a panel with ANBC during Futurecom 2025
- ANBC participates in Futurecom 2025
- Digital credit among Brazilians aged 18 to 35 grows and challenges traditional financial habits
- Expansion of credit goes hand in hand with growth in formal employment, but defaults are still a concern
- Credit grows in the Southeast with advances in all states and average debt of R$ 6.5 thousand
- Espírito Santo grows 16% in loans to families and maintains the lowest default rate in the Southeast
- Recidivism reaches 83% of those with credit and raises alarm about the use of credit
- Credit grows in the Midwest, especially in Goiás and MS, but defaults are still a concern
- Over-indebtedness Law turns four
- ANBC represents Latin America in global debate about the impact of Artificial Intelligence
- Credit in the age of Artificial Intelligence
- Credit boosts Northeast economy during June festivities, but requires caution
- Credit for industry enters the radar of Brazil's industrial agenda
- ACCIS Hosts Brazilian Entity to Share Experiences on Credit and Regulation
- ANBC to Play Active Voice in Global Discussion on Credit and Digital Trade at BIIA Conference in Malaysia
- Is anticipating a tax refund worth it?
- ANBC reinforces the importance of conscious credit taking on Mother's Day
- ANBC reinforces the importance of conscious credit and financial innovation
- ANBC highlights the role of credit bureaus in the face of market slowdown in 2025
- ANBC warns of the impacts of the “clean name” industry”
- Booming local economy boosts credit in the Northern Region
- Joint Parliamentary Front for the Democratization of Credit and Financial Services launched to expand access to credit in Brazil
- Credit-to-GDP ratio exceeds 50% but there is room for expansion, says ANBC
- COSAMA is the first sanitation company to include customers in the Positive Register
- ANBC defends financial inclusion with quality and responsible use of credit
- Around four out of ten Brazilians over the age of 18 will enter 2025 with a negative name, says ANBC
- ANBC becomes a BIIA member
- ANBC becomes a BIIA member
- ANBC becomes a member of BIIA
- Credit rating in Brazil
- ANBC projects credit on the rise for 2025, despite interest rates
- ANBC assesses the importance of credit in the economic recovery of 2024
- Alerj News - Unale Conference
- UNALE Conference 2024
- VIII Latin American Micro and Small Business Congress
- ANBC reinforces commitment to financial inclusion and visibility for credit
- ANBC shows the way to financial education at UNALE's 27th National Conference
- The sanitation sector has the potential to add 55 million
- ANBC once again joins the judging panel of the Banking Transformation Awards
- ANBC to coordinate panel at 24th edition of Futurecom
- ANBC and ANFAC join forces
- With 5 years of operation, Cadastro Positivo
- Electricity Sector Positive Registration
- Rio Grande do Sul, credit bureaus suspend debt negation
- ANBC participates in the 11th edition of the National Financial Education Week
- ANBC attends ACCIS 2024 Conference
- Communication prior to registration in a credit protection register can be made by electronic means, STJ decides
- Cleaning up the Positive Register
- Electricity sector
- Amazonas in the Positive Registry
- Pará Sanitation Company
- Over-indebtedness
- The basis of financial education
- Sanitation sector joins the Positive Registry
- Banking Anywhere forum supporter
- The importance of the credit rating
- First phase of Desenrola
- EDP enrolls customers in the Positive Register
- Banking Transformation Award
- How small businesses can benefit from the Positive Register
- Cadastro Positivo has benefited more than 22 million Brazilians with access to credit
- Positive Registration turns 3
- "Name-cleaning industry"
- TransUnion is ANBC's newest member
- Taxonomy is key to the evolution of ESG initiatives
- Ibero-American MSME Forum
- 62 million defaulters in the country
- The role of credit bureaus in expanding the economy
- Class C is the most in control of their bills
- People are more aware of budget control and financial education
- Why it's urgent to approve PL 3.515
- With 63 million defaulters, Brazil is making progress in preventing over-indebtedness
- Telecom operators join the Positive Register
- 62% of consumers already know what a credit score is
- Two years of Cadastro Positivo: have interest rates really fallen?
- In just two years, the Positive Registry has reduced fees by an average of 10.4%
- New decision-making tools based on analytics
- World Bank annual study
- Lawyer Marcel Leonardi nominated by the credit bureau sector
- Why credit card installments have gained momentum
- Credit in 2021
- The impact of the pandemic's lessons on 2021
- Next decisive steps in the regulation of the LGPD
- Consumer Protection Code turns 30
- Midway's experience confirms the benefits of Cadastro Positivo
- Cadastro Positivo to receive data from electricity consumers
- 5 tips to avoid over-indebtedness
- Telecom operators join the Positive Register
- Credit bureau sector
- 1 year of Positive Registration
- Positive registration can help consumers
- Financial education
- ANBC press release
- Tax to regularize credit note is a scam
- 8 essential financial precautions during a period of social isolation
- Positive Registry could inject up to R$ 82 billion into rural credit
- Positive registration could increase Espírito Santo's income by more than R$ 4.1 billion
- New Positive Registry could inject R$ 353 billion into São Paulo's economy
- Positive registration could inject R$ 28 billion into Pará's economy
- Positive registration could inject R$ 3 billion into Acre's economy
- Positive registration could inject R$ 9 billion into Alagoas' economy
- Positive Registration could inject R$ 4 billion into Amapá's economy
- Positive registration could inject R$ 15 billion into Amazonas' economy
- Positive registration could inject up to R$ 48 billion into Bahia's economy
- Positive registration could inject R$ 29 billion into Ceará's economy
- Positive registration could inject R$ 38 billion into the Federal District's economy
- Positive registration could inject up to R$ 20 billion into Espírito Santo's economy
- Positive Registration could inject R$ 41 billion into the Goiás economy
- Positive registration could inject R$ 17 billion into Maranhão
- Positive Registration could inject R$ 20 billion into Mato Grosso do Sul's economy
- Positive Registration could inject R$ 23 billion into Mato Grosso's economy
- New Positive Registry could inject up to R$ 102 billion into Minas Gerais' economy
- Cadastro Positivo could inject R$ 14 billion into Paraíba's economy
- Positive registration could inject R$ 71 billion into Paraná's economy
- Positive registration could inject R$ 35 billion into Pernambuco's economy
- Cadastro Positivo could inject R$ 10 billion into Piauí's economy
- Positive registration could inject R$ 13 billion into Rio Grande do Norte's economy
- Positive registration could inject up to R$ 101 billion into Rio de Janeiro's economy
- Positive registration could inject R$ 73 billion into Rio Grande do Sul's economy
- Positive Registration could inject R$ 9 billion into Rondônia's economy
- Positive Registration could inject R$ 47 billion into Santa Catarina's economy
- Positive registration could inject R$ 2 billion into Roraima's economy
- Positive registration could inject up to R$ 8 billion into Sergipe's economy
- Positive registration could inject R$ 6 billion into Tocantins' economy
- New positive register could include up to 22 million consumers
- QUOD JOINS THE NATIONAL ENTITY OF CREDIT BUREAUS
- New Positive Registry is sanctioned by the President of the Republic
- Positive Registry is approved by the Senate and goes to presidential sanction
- Chamber of Deputies approves new Positive Registry
- Credit bureaus produced at least 338 studies last year
- Young people enter the consumer market with a high level of debt