Public servants, due to their stable income, often find themselves in debt due to a lack of financial planning

In the Federal District, more than 60% of the population is in default, according to the Association of Credit Bureaus. The region has the highest default rate in the Center-West, although the growth in the use of credit is lower than the national average.

Because of their stable income, civil servants often find themselves in debt due to a lack of financial planning. Easy access to credit contributes to this situation, leading many to take out loans without considering their future repayment capacity.