Conscious lending

Conscious credit, default and financial education in Brazil

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Live: Interview with Elias Sfeir, president of ANBC

Elias Sfeir, president of the National Association of Credit Bureaus (ANBC - National Association of Credit Bureaus), participates in a live conversation about conscious credit, default and financial education in Brazil, after three years of the Positive Registry. It's on Tuesday, November 22, at 3pm. Launched in automatic adhesion mode in 2019, the Positive Registry has already reached 79% of the Brazilian Economically Active Population, or 140 million consumers and companies. The most visible part of this platform is the credit score, which gives scores from zero to one thousand to people and companies. After all, has the Positive Registry been useful and helped families and companies get through an economic cycle of high interest rates and inflation, factors that have led to a 79.3% percentage of indebted families and a 30% share of households that have overdue bills?

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