Recidivism reaches 83% of those with credit and raises alarm about the use of credit
Card was used in about 50% of tourist purchases and remains the main form of payment in tourism; unified IOF makes purchases abroad more expensive; credit bureaus warn of the need to rebalance the post-holiday budget More than eight out of every...
Credit grows in the Midwest, especially in Goiás and MS, but defaults are still a concern
Region shows strong dynamism in the credit market in 2025; DF leads default rate among consumers The Midwest region continues at a fast pace in granting credit, according to Central Bank data for May 2025, with growth...
Credit will change - but the market still doesn't speak the same language
Fonte: Empresas & Negócios – 15/05/2025 Fábio Magalhães (*) Durante décadas, o acesso ao crédito no Brasil foi moldado por burocracia, opacidade e custos altos. Isso não era acidental — era estrutural. Mas agora o jogo está mudando. A obrigatoriedade…
The global scenario and the credit environment: revising forecasts
At the beginning of the year, I presented the main economic forecasts for the year 2025 in order to outline the outlook for credit. It was clear that it was important to keep a close eye on the external scenario and on the unfolding of the tariff policy promised by the US government...
Credit on the rise, despite interest rates for 2025
Credit on the rise, despite interest rates: the first projections for 2025 In our last article, we took stock of 2024. We highlighted the positive performance of economic activity and the persistence of inflationary pressure, which led to changes in the...
ANBC assesses the importance of credit in the economic recovery of 2024
Data from the Central Bank of Brazil show that the balance of credit to Legal Entities grew by 8.9% in the comparison between October 2024 and the same month in 2023 The National Association of Credit Bureaus (ANBC) estimates that, in...