Credit in times of artificial intelligence
In 2022, the launch of GPT Chat, created by the company Open AI, popularized the term “artificial intelligence”. This is an old concept whose applications have been studied since the middle of the 20th century. The type of artificial intelligence popularized in recent...
Agro Credit
Agro Credit: Boosting Productivity and Ensuring Environmental Sustainability In recent years, we have witnessed extreme weather events in Brazil and around the world. The climate crisis is already a reality and demands efforts from the public and private sectors....
The Positive Side of Name Deactivation
The Positive Side of Name Negation: A Necessary Approach to Credit and Society Name negation is the registration of default, i.e. non-payment of a debt. It is done at the request of the creditor...
Turning Receivables into Liquidity: The Future of Credit in Brazil
In April, I had the opportunity to take part in the seminar “The receivables market - a business or credit opportunity for your business”, promoted by ANFAC. The event was a good time to reflect on the future of credit...
The global scenario and the credit environment: revising forecasts
At the beginning of the year, I presented the main economic forecasts for the year 2025 in order to outline the outlook for credit. It was clear that it was important to keep a close eye on the external scenario and on the unfolding of the tariff policy promised by the US government...
Central Bank Digital Currencies: The Future of the Financial System
Central bank digital currencies (CBDCs) represent a significant innovation in the financial world. In recent years, many countries, including Brazil, have taken important steps to explore and implement these digital currencies. But what are CBDCs and how...