Understanding Abusive Litigation and its Effects on the Brazilian Credit Market
The issue of abusive litigation has attracted the attention of judicial bodies and civil society. But what does this term mean? It refers to the improper use of the right to go to court, through the multiplication of lawsuits with...
20 years of credit-GDP ratio in Brazil
The credit-to-GDP ratio in Brazil ended 2024 at 54.4%, reflecting the growing importance of credit in the economy. But is this percentage enough? To understand, we need to look at the last 20 years and the contribution of credit bureaus to this progress....
Quality financial inclusion: a warning to the G20
The number of people with access to financial services is growing all the time. This is happening in Brazil and around the world. Advances in information technology and social distancing from the pandemic have contributed to this growth. In the case of...
ANBC & BIIA
I am pleased to announce that the Associação Nacional dos Bureaus de Crédito (ANBC) is now a member of the Business Information Industry Association (BIIA). This partnership strengthens our commitment to innovation, transparency, and the development of best practices in...
Credit and default: a cross-section of generations
Os dados de inadimplência, frequentemente divulgados pelo setor dos birôs de crédito permitem analisar esse fenômeno por faixas etárias. A abertura das informações convida a algumas reflexões necessárias. Considerando o conjunto da população, cerca de quatro a cada dez brasileiros…
Credit on the rise, despite interest rates for 2025
Credit on the rise, despite interest rates: the first projections for 2025 In our last article, we took stock of 2024. We highlighted the positive performance of economic activity and the persistence of inflationary pressure, which led to changes in the...