An overview of cooperative credit in Brazil and worldwide
In June 2025, the Central Bank published the Panorama of the National Cooperative Credit System (SNCC), with data referring to 2024. The aim of this article is to present the evolution of credit in this segment and the outlook for the...
Default, recidivism and credit recovery
Disqualification is an important signaling mechanism in the credit market because it reduces credit risk and the risk of over-indebtedness. In some cases, a negative credit rating can be the result of a one-off problem, due to an unforeseen...
Instant payment methods
Instant means of payment: a vector for financial inclusion in Latin America For the younger generation, it will be hard to imagine how money was transferred before PIX. Launched in November 2020, in the midst of a pandemic, PIX has already become popular...
Credit in times of artificial intelligence
In 2022, the launch of Chat GPT, created by the company Open AI, popularized the term “artificial intelligence”. This is an old concept, whose applications have been studied since the mid-twentieth century. The type of artificial intelligence that has become...
Credit in times of artificial intelligence
In 2022, the launch of GPT Chat, created by the company Open AI, popularized the term “artificial intelligence”. This is an old concept whose applications have been studied since the middle of the 20th century. The type of artificial intelligence popularized in recent...
Agro Credit
Agro Credit: Boosting Productivity and Ensuring Environmental Sustainability In recent years, we have witnessed extreme weather events in Brazil and around the world. The climate crisis is already a reality and demands efforts from the public and private sectors....