The impact of the Positive Register on interest rates
Follow on Google News The President of the Republic's sanction of the new Positive Registry turned two years old in April. In the initial model, created almost a decade ago, the entry of a borrower in the database...
Collection intelligence
Follow on Google News Collection intelligence, a reality closer to everyone Companies have long sought to improve the process of granting credit in order to reduce defaults. As a result, this process, which used to...
Credit in adversity
Follow on Google News Credit in adversity: comparing the latest crises In the last two decades, the Brazilian economy has gone through three major crises. The first was in 2008, when the global financial system was on the verge of collapse. At the time,...
The importance of Analytics in the evolution of credit bureaus
Follow on Google News With the digitization of information that began in the 1960s, the volume of data has grown exponentially. Data has also accelerated change, which in turn has created data sources and demanded speed in decision-making. In this...
Credit in Brazil's economic recovery
Follow on Google News The pace of recovery varies between countries and sectors, and the degree of uncertainty remains high. This is the highlight of the “World Economic Outlook” report published by the International Monetary Fund (IMF). The institution forecasts growth of 6%...
Ways to reduce the cost of credit
Follow on Google News With an eye on inflation expectations and the behavior of the dollar, the Central Bank's Monetary Policy Committee (COPOM) raised the basic interest rate by 0.75 percentage points. With this, the SELIC went from 2% to...