How credit affects our well-being
Follow on Google News This article is an invitation to reflect on the importance of credit for the well-being of consumers. Our reflection begins with a question: why does someone decide to take out a loan and pay interest in return?...
Credit for small businesses
Follow on Google News Credit for small businesses and the entrepreneur's "homework" I often use this space to talk about credit for micro and small businesses, which are an important force in the economy. In this article, I try to alert...
The new frontier of information technology
Follow on Google News With the reduction of mobility and the imposition of efficiency in communication, the pandemic has established an unprecedented technological acceleration creating platforms and applications to meet this need and further strengthening the new technological frontier,...
The credit-GDP ratio in Brazil
Follow on Google News The credit-to-GDP ratio in Brazil: history and international comparison The world has come a long way in measuring economic variables. This information is essential to guide economic management and business decisions. In the case of...
The particularities of the Positive Register in other countries
Follow on Google News In the last post, I covered how countries use the Cadastro Positivo. In this article, you'll discover the particularities of important markets around the world. Cadastro Positivo in the United States The credit information collected includes date of...
The power of regional credit
Follow on Google News The first default databases emerged in the 1950s and had local operations, limited to a small group of stores in the center of the city of São Paulo and their consumers. With the advance...