The culture of credit
Follow on Google News In Latin American countries, the culture of paying in installments is a striking feature. In Brazil, data from the credit bureau sector showed that, in 2019, 64% of the population had the habit of paying for purchases in installments. A survey carried out in...
What to expect from the ANPD
Follow on Google News The approval of the General Personal Data Protection Law (LGPD) was a major step forward for legal certainty and the country's economic, technological and social development. It is worth noting that the law contains numerous provisions that call for...
Technostructural and economic lessons from the pandemic
Follow on Google News To close this year, I've scheduled two articles that address the lessons left by the pandemic. In the first, I emphasized the lessons related mainly to psychosocial aspects. In this one, I focus more on the technostructural and economic aspects of the crisis, remembering...
Lessons from the pandemic in its psychosocial aspects
Follow on Google News The Covid-19 pandemic has caused a turnaround on the global stage, radically affecting the lives of people, organizations and countries, leaving a trail of concerns in the brightest minds, but also providing countless lessons. We know that civilization evolves...
What to expect for credit in 2021
Follow on Google News While in the 2015-2016 crisis the credit channel was dammed, in the current crisis this channel has widened. This has been possible because the two crises are different in nature: in the first case, the difficulties were built up slowly within...
Outlook for 2021: the economic scenario
Follow on Google News The 2020 pandemic is making its way into 2021. In some countries, the second wave is already underway. The lessons learned over the last few months have made it possible to relax restrictive measures, but without immunizing a portion of...