Real estate credit in Brazil
Follow on Google News Owning their own home is undoubtedly the greatest dream of Brazilians. According to the Datafolha Institute, 87% of Brazilians share this sentiment. If the realization depended solely on their own resources, many would only achieve this dream after...
Before and after: four transformations in the credit market
Follow on Google News The pandemic was one of those extreme events that mark generations: almost two years of meetings and postponed plans have passed, mediated by a series of precautions, fears and uncertainties. Vaccination coverage and the retreat...
The Positive Registry and the S of the ESG
Follow on Google News The acronym ESG has entered the vocabulary of the corporate world and the specialized media for good. The popularization of the term is recent, especially in Brazil, but the concept is the result of discussions that began decades ago. This article revisits...
Global Findex: the number of banked people is growing
Follow on Google News Financial inclusion is a long-standing global concern. Data from the Global Financial Index (Global Findex) project had great repercussions when it showed, at the beginning of the last decade, a huge contingent of unbanked people around the world. The latest survey of this...
Rural credit: new times, new criteria
Follow on Google News The National Rural Credit System (SNCR) was created in 1965 with the aim of guaranteeing funds for the costing and investment of rural activities. This initiative recognized the importance of agriculture to the Brazilian economy and...
Credit fintechs: their impact on financial inclusion
Follow on Google News The term fintech has become popular: it appears in the specialized press, in the vocabulary of regulators and in the daily lives of consumers who are more attentive to market trends. Since the phenomenon emerged, there has been an expectation that it could expand the...