The role of the consumer in strengthening the credit market
Follow on Google News The beginning of the year always invites reflection. It's an opportune moment to reassess some habits and set new goals and objectives. Personal finances deserve a place in this analysis. After all, financial imbalance affects other...
Outlook for the credit market in 2023
Follow on Google News In my last article, I took a look back at 2022 for the credit market. In cyclical terms, the credit balance continued to grow, especially in the individual segment. In structural terms, the...
Before and after: four transformations in the credit market
Follow on Google News The pandemic was one of those extreme events that mark generations: almost two years of meetings and postponed plans have passed, mediated by a series of precautions, fears and uncertainties. Vaccination coverage and the retreat...
The Positive Registry and the S of the ESG
Follow on Google News The acronym ESG has entered the vocabulary of the corporate world and the specialized media for good. The popularization of the term is recent, especially in Brazil, but the concept is the result of discussions that began decades ago. This article revisits...
A new framework for credit guarantees
Follow on Google News Trust is at the root of the word credit. Without this basic element, it's hard to imagine how the credit market works. Complex and developed financial systems require, in addition to trust, objective criteria to back their operations....
You and your credit rating
Follow on Google News Month after month, the cycle repeats itself: bills and invoices flood into your email address or mailbox. With so many papers and due dates, you need to keep track of them to avoid leaving anything behind. The...