Expansion of credit goes hand in hand with growth in formal employment, but defaults are still a concern
With unemployment at the lowest level in the historical series, Brazil is making progress in financial inclusion and has the challenge of reducing the number of people with a negative credit rating The unemployment rate in Brazil reached 5.8% in the quarter between April and June 2025,...
Credit grows in the Southeast with advances in all states and average debt of R$ 6.5 thousand
Credit growth is accompanied by challenges in delinquency The Southeast region maintains a consistent pace of credit growth, according to Central Bank data for June 2025, with an expansion of 12.7% for individuals and 9.1% for companies...
Espírito Santo grows 16% in loans to families and maintains the lowest default rate in the Southeast
The state recorded a 9.1% expansion in credit to companies and only 24.7% of negative credit, the lowest rate in the region, consolidating the balance between dynamism and solidity With a significant advance of 16% in credit for families and more than 9% for companies,...
Recidivism reaches 83% of those with credit and raises alarm about the use of credit
Card was used in about 50% of tourist purchases and remains the main form of payment in tourism; unified IOF makes purchases abroad more expensive; credit bureaus warn of the need to rebalance the post-holiday budget More than eight out of every...
Credit grows in the Midwest, especially in Goiás and MS, but defaults are still a concern
Region shows strong dynamism in the credit market in 2025; DF leads default rate among consumers The Midwest region continues at a fast pace in granting credit, according to Central Bank data for May 2025, with growth...
Over-indebtedness Law turns four
Over-indebtedness Law completes four years with advances in consumer protection Union between Justice and credit brings relief to families and shows that it is possible to start over with dignity For millions of Brazilians, the word over-indebtedness represents sleepless nights,...