In July, the president of ANBC, Elias Sfeir
In July, ANBC president Elias Sfeir took part in two key events for the commercial development sector: At the 13th Regional Commercial Development Meeting of SINFAC-SP, in Campinas/SP, Elias discussed “Open Finance and SCR for FIDCs” with Rogerio...
Credit for Industry
Credit for Industry: The Foundation of Sustainable Neo-industrialization Brazilian industry is going through a very important moment. Amid the challenges of global competitiveness, energy transition, climate change and digital transformation, credit has emerged as one of the main instruments for...
An overview of cooperative credit in Brazil and worldwide
In June 2025, the Central Bank published the Panorama of the National Cooperative Credit System (SNCC), with data referring to 2024. The aim of this article is to present the evolution of credit in this segment and the outlook for the...
Credit grows in the Midwest, especially in Goiás and Mato Grosso do Sul
Source: https://www.essabrasil.com.br/ Credit grows in the Midwest, especially in Goiás and Mato Grosso do Sul, while the Federal District leads the index of delinquencies among consumers The Midwest region continues to experience an accelerated pace in the granting of credit, according to Central Bank data for May...
Despite high salaries, more than 60% of DF residents are in debt
Source: https://noticias.r7.com/ Public servants, due to their stable income, often find themselves in debt due to a lack of financial planning In the Federal District, more than 60% of the population is in debt, according to the Association of Credit Bureaus. The region has the...
Participation of President Elias Sfeir in the XIII Regional Meeting of Commercial Promotion - SINFAC-SP
On July 25, 2025, the President of ANBC (National Association of Credit Bureaus), Elias Sfeir, took part as a panelist in the 13th Regional Commercial Development Meeting of SINFAC-SP, held in Campinas/SP. In his presentation, Elias addressed the...
Elias Sfeir highlights credit advances in Brazil during ANFAC Symposium in Brasilia
On July 24, 2025, the President of the National Association of Credit Bureaus (ANBC), Elias Sfeir, participated as a speaker at the Midwest Commercial Development Symposium, promoted by ANFAC in Brasilia. The event brought together experts and leaders from...
Credit grows 11% in MS
Source: https://midiamax.uol.com.br/ | By: Liana Feitosa Credit grows 11% in Mato Grosso do Sul, but delinquency takes 55% of people's sleep Credit granted to individuals grew 11.50% in Mato Grosso do Sul in May 2025, and 15.97%...
Recidivism reaches 83% of those with credit and raises alarm about the use of credit
Card was used in about 50% of tourist purchases and remains the main form of payment in tourism; unified IOF makes purchases abroad more expensive; credit bureaus warn of the need to rebalance the post-holiday budget More than eight out of every...
Default, recidivism and credit recovery
Disqualification is an important signaling mechanism in the credit market because it reduces credit risk and the risk of over-indebtedness. In some cases, a negative credit rating can be the result of a one-off problem, due to an unforeseen...
Over-indebtedness Law completes four years with advances in consumer protection
Source: https://algomais.com/ A union between justice and credit brings relief to families and shows that it is possible to start over with dignity For millions of Brazilians, the word over-indebtedness represents sleepless nights, anguish and loss of control over one's own life. But...
Regional meeting: panel to debate the direction of Artificial Intelligence
Source: https://www.sinfacsp.com.br/ | By: SINFAC-SP Artificial Intelligence is increasingly present in the day-to-day life of the credit market. That's why the topic couldn't be left out of the 13th Regional Meeting of Commercial Development, which...
Cross-border credit: financial integration with inclusion and innovation
Source: https://cantarinobrasileiro.com.br | By Elias Sfeir - President of the National Association of Credit Bureaus (ANBC) As a representative of ANBC and a member of the World Bank's ICCR, I have participated in several international events and one topic has been highlighted on the agendas:...
Credit grows in the Midwest, especially in Goiás and MS, but defaults are still a concern
Region shows strong dynamism in the credit market in 2025; DF leads default rate among consumers The Midwest region continues at a fast pace in granting credit, according to Central Bank data for May 2025, with growth...
Over-indebtedness Law turns four
Over-indebtedness Law completes four years with advances in consumer protection Union between Justice and credit brings relief to families and shows that it is possible to start over with dignity For millions of Brazilians, the word over-indebtedness represents sleepless nights,...
Default reaches 41% of the economically active population in Paraíba
Source: https://globoplay.globo.com/ - By: JPB1 With a tight income and an increase in the cost of living, more than 1.2 million Paraibans have their names in bad standing; a challenge that worries families and affects the state's economy. Watch, click on the image: Read...
Instant payment methods
Instant means of payment: a vector for financial inclusion in Latin America For the younger generation, it will be hard to imagine how money was transferred before PIX. Launched in November 2020, in the midst of a pandemic, PIX has already become popular...
June was a month of great debates
June was a month of major global and national debates for the credit sector. In the events and meetings that marked the calendar, we were honored to have the leadership of ANBC's president, Elias Sfeir, demonstrating once again...
Tax Free Day 2025
Source: https://www.portorapido.com Tax Free Day 2025 closes successfully, mobilizing millions and reinforcing the debate on the tax burden in Brazil The 19th edition of Tax Free Day (DLI), held on Thursday (29), achieved significant results, consolidating its position as one of the...
Credit in times of artificial intelligence
In 2022, the launch of Chat GPT, created by the company Open AI, popularized the term “artificial intelligence”. This is an old concept, whose applications have been studied since the mid-twentieth century. The type of artificial intelligence that has become...
Over-indebtedness
Over-indebtedness: how the law, financial education and other initiatives are helping Brazilians turn the tide Over-indebtedness is a real challenge for many Brazilian families, but it's also an opportunity to rethink habits, seek support and resume...
Risk management in guaranteed leasing
Source: https://imobireport.com.br/ - By: Caio Belazzi Guaranteed rental risk management: why are guarantors failing real estate agents? In recent years, the rental market has grown, become more sophisticated and increasingly complex. Demand has soared, the...
Artificial Intelligence and credit in South Africa
ANBC represents Latin America in global debate on Artificial Intelligence and credit in South Africa Between June 25 and 27, 2025, ANBC participated in the ICCR Spring Plenary Meeting, held in Cape Town,...
ANBC represents Latin America in global debate
Source: https://africabusiness.com/ ANBC represents Latin America in global debate about the impact of Artificial Intelligence on credit at ICCR event in South Africa Event promoted by the International Committee on Credit Reporting (ICCR) brings together global authorities to discuss challenges...