The beginning of the end for low default rates?
Follow on Google News The beginning of the end for low default rates? Data from Brazil and around the world In recent months, the world has seen a sharp rise in inflation rates and, consequently, interest rates. The phenomenon is...
Inflation, interest rates and credit: revisiting the outlook
Follow on Google News We're almost halfway through the year. Since January, a lot has changed, both in the global and domestic economic scenarios. The permanent revision of projections has proved necessary because it's impossible to predict some events that change so...
Credit bureaus and their importance in managing credit recovery
Follow on Google News Credit bureaus Many consumers identify the work of credit bureaus with negativity. Registering defaults is indeed an important task, but the work of companies in the sector goes beyond that. The bureaus have been offering...
The big warning for the coming months: the risk of default
Follow on Google News In the aftermath of the 2015-2016 crisis, the number of Brazilians in default has surpassed the unprecedented mark of 60 million, according to studies carried out by the credit bureau sector. Negative credit is just the manifestation of a symptom: it indicates...
A snapshot of credit in recent months
Follow on Google News At the beginning of the pandemic, we detailed the measures taken by the government and the monetary authority to guarantee access to credit. The figures released so far show that these measures worked during the second quarter and the first few months...
All five regions of Brazil register defaults of at least 30%
Follow on Google News At least three out of every ten Brazilians are in debt. Brazilian regions have a minimum default rate of 30%. According to the World Bank, in a study carried out in 2015, only San Marino, Cyprus and Greece, in that order, had a percentage...