Bad debt in Paraná is lower than the national average, but higher among southern states
By Natália Peres - Special to Gazeta do Povo Paraná is experiencing an economic paradox: even with low unemployment and stable activity, household debt is rising above the national average. From 2024 to 2025, the average value of...
Historical default level
Source: https://tribunademinas.com.br | By André Miranda and Isadora Souza, under the supervision of Wilson Correa and Rafael Souza The financial health of Brazilian families reached a critical level in July. According to Serasa Experian, 78.2 million people are in debt, which...
Income and consumer confidence
Over the last ten years, the Brazilian economy has suffered two major shocks: one internal, between 2014 and 2016, and the other external, with the onset of the pandemic in 2020. These shocks have affected consumer confidence and income, two variables...
Espírito Santo grows 16% in loans to families and maintains the lowest default rate in the Southeast
Source: https://jornaldobras.com.br/ | By: VANESSA NARDO The state recorded 9.1% of expansion in credit to companies and only 24.7% of negative credit, the lowest rate in the region, consolidating the balance between dynamism and solidity...
Credit grows in the Southeast with advances in all states and average debt of R$ 6.5 thousand
Credit growth is accompanied by challenges in delinquency The Southeast region maintains a consistent pace of credit growth, according to Central Bank data for June 2025, with an expansion of 12.7% for individuals and 9.1% for companies...
Default, recidivism and credit recovery
Disqualification is an important signaling mechanism in the credit market because it reduces credit risk and the risk of over-indebtedness. In some cases, a negative credit rating can be the result of a one-off problem, due to an unforeseen...