Forum in Luanda reinforces the role of Private Credit Information Centers
Source: https://pocnoticias.ao/ On May 27, the city of Luanda hosted the Collaborative Forum on the Credit Reporting System, on the theme of “The Role of Private Credit Information Centers”, an initiative promoted by the Luanda...
Record debt in Brazil
Source: https://gazeta24h.com/ - By: Sabrina Vasconcellos Record debt in Brazil leads banks to rethink financial inclusion In 2023, the Central Bank of Brazil approved Joint Resolution No. 8, obliging financial institutions to offer financial education initiatives...
IR: refund will be used to pay off 26% of taxpayers' debts
Fonte: https://monitormercantil.com.br/ Em anos anteriores, 45% já utilizaram a restituição para pagar dívidas; segundo Associação Nacional dos Bureaus de Crédito, 76,1% da população estão endividados Um quarto dos contribuintes pretende usar o dinheiro da restituição do Imposto de Renda para…
Default reaches 41% of Paraíba's population and raises alarm about the risks of easy credit
Fonte: https://globoplay.globo.com/ – Por: JPB2 Com mais de 1,2 milhão de pessoas endividadas, especialista orienta como retomar o controle financeiro e evitar o descontrole nas contas. Assista, clique na imagem: Leia também Crédito impulsiona economia nordestina no São João, mas…
Braziliaanse entiteit ANBC deelt ervaringen over krediet en regelgeving op conferentie georganiseerd door ACCIS
Source: https://theeuropaherald.com ANBC-voorzitter neemt deel aan panel over regelgevingsuitdagingen en verantwoord gegevensgebruik bij kredietverlening De Association of Consumer Credit Information Suppliers (ACCIS) ontvangt de National Association of Credit Bureaus (ANBC) uit Brazilië op haar jaarlijkse conferentie in Amsterdam van 21...
Record debt pushes banks to increase focus on financial education in Brazil
Source: Carta Capital - 17/05/2025 Financial institutions are betting on apps, data and artificial intelligence to avoid default and promote financial well-being Brazil has reached 200 million people with some kind of relationship with the financial system. Despite this,...
Credit will change - but the market still doesn't speak the same language
Fonte: Empresas & Negócios – 15/05/2025 Fábio Magalhães (*) Durante décadas, o acesso ao crédito no Brasil foi moldado por burocracia, opacidade e custos altos. Isso não era acidental — era estrutural. Mas agora o jogo está mudando. A obrigatoriedade…
Innovation, Governance and Financial Inclusion as pillars of credit
Source: https://cantarinobrasileiro.com.br In the current scenario, sustainable credit has become an essential pillar for building a fairer and more inclusive financial ecosystem. With the world constantly evolving, it is crucial to understand how innovation and governance...
Credit sustainability
Source: O Estado de S.Paulo - 01/04/2025 In the credit market, complying with clear criteria of responsibility and sustainability ensures that access to money is used consciously and efficiently. Imagine that credit is like a system...
TransUnion changes command in Brazil
Fonte: https://www.bloomberglinea.com.br/ – Por Sérgio Ripardo TransUnion muda comando no Brasil com foco em expansão e contrata ex-Neon e BTG Ex-CRO do Neon, Fernando Musolino vai liderar a operação da companhia norte-americana de análise de crédito em substituição a Juarez…
Credit in focus: a strategic look at the financial system
Fonte: https://cantarinobrasileiro.com.br No mundo financeiro, o crédito assume um papel essencial ao conectar agentes econômicos superavitários—com recursos excedentes e disponíveis—aos deficitários, que buscam recursos adicionais para consumo ou investimentos e não podem esperar. Esse equilíbrio dinâmico é vital para o…
62% of Amapá families are in default, reveals ANBC president
Source: https://www.diariodoamapa.com.br/ - Douglas Lima Editor Elias Sfeir admits, however, that credit is expanding in the North, even outstripping the national average; a paradox, he says, is a sign that income distribution in the country is not good...
Tips for recovering credit
Fonte: O Estado de S.Paulo – 07/04/2025 A inadimplência pode levar à negativação e dificultar a vida financeira do consumidor Inflação, taxa de juros, taxa de inadimplência, garantias, são fatores que movimentam o mercado de crédito no Brasil e no…
ANBC warns against the “clean name” industry in the Brazilian credit market
Source: Movimento Econômico - 06/04/2025 “The abusive and illegitimate litigation of the ‘clean name’ industry is a threat to the credit market,” says ANBC president The National Association of Credit Bureaus (ANBC) has sounded the alarm about...
ANBC joins forces with FACIAP and ACP to adjust legislation to protect consumers and prevent over-indebtedness
The National Association of Credit Bureaus (ANBC), the Federation of Commercial and Business Associations of Paraná (Faciap) and the Commercial Association of Paraná (ACP)...
New parliamentary front seeks to expand access to credit in Brazil
Source: https://movimentoeconomico.com.br/ - Da Redação ME: redacao@movimentoeconomico.com.br With national operations and an indefinite duration, the Parliamentary Front aims to guarantee advances in access to credit in Brazil Access to credit and financial inclusion gain strength with the creation of the Parliamentary Front...
Young people from Amazonas enter the credit market unprepared and drive defaults in the AM, says expert
Source: acritica.com - 09/03/2025 Amazonians are “rooted” in the red, according to data from the Chamber of Shopkeepers (CDL), where more than half of the state's population is in default, with debts ranging from R$ 73.5 million to R$ 73.7...
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Despite Trump, sustainability remains a determining factor for credit
Source: Folha de Pernambuco | By Patrícia Raposo Despite the United States' withdrawal from the Paris Agreement and the Donald Trump administration's focus on fossil fuels, sustainability should continue to gain ground in strategic planning...
Credit-to-GDP ratio reaches 54.5%
Source: https://movimentoeconomico.com.br/ By: Patricia Raposo Credit-to-GDP ratio reaches 54.5%, but potential market is huge Brazil's potential to boost the economy with credit is "fantastic", according to the president of ANBC The credit sector was decisive in the recovery...
Generative AI in predictive credit analysis: yes or no?
Source: https://innovationlatam.com/ One of the heated discussions in our community at the beginning of the month was about the use of generative AI in credit risk assessment as an alternative to the score to help democratize access. The question...
Class Actions for "Name Clearing"
Source: Revista ANFAC issue 131 | By Elias Sfeir The damage to the economy caused by the "Name Clearing" class action industry The credit ecosystem has faced a scenario of preliminary injunctions granted in class actions aimed at...
After reformulation, Cadastro Positivo shows encouraging results
Follow on Google News Source: VEJA | By Márcio Juliboni, Felipe Erlich 17 Aug 2024, 08h00 A system that gathers the financial history of people and companies reduces credit costs and has included more than 20 million Brazilians in the...
Credit bureaus suspend debt negation in RS for 60 days
Follow on Google News By Álvaro Campos, Valor - São Paulo The sector will also postpone the inclusion of debts that are already in the process of being communicated in the database and will cancel the display of notes registered after the...