The power of regional credit
Follow on Google News The first default databases emerged in the 1950s and had local operations, limited to a small group of stores in the center of the city of São Paulo and their consumers. With the advance...
Financial transformation
Follow on Google News In recent years, we have experienced major changes in the way we pay, receive and access various financial services. Technological advances are one of the driving forces behind these transformations. Going to a bank branch is an increasingly...
ESG: impact on the credit market
Follow on Google News The evaluation of economic and financial indicators is a basic requirement of investment and corporate credit analysis. Without disregarding the importance of these figures, the ESG phenomenon has brought complementary metrics to the center of analysis, making it possible to control...
Credit unions and their importance in the market
Follow on Google News Through associations, groups in society are able to join forces to obtain benefits and defend common demands. Cooperatives were born in the same spirit, but with a focus on the development of a business activity. Among other things, cooperatives...
The impact of the Positive Register on interest rates
Follow on Google News The President of the Republic's sanction of the new Positive Registry turned two years old in April. In the initial model, created almost a decade ago, the entry of a borrower in the database...
Collection intelligence
Follow on Google News Collection intelligence, a reality closer to everyone Companies have long sought to improve the process of granting credit in order to reduce defaults. As a result, this process, which used to...