Strengthening resilience and financial well-being
Follow on Google News Financial resilience refers to the ability to recover quickly from economic difficulties. It is the ability to return to its original form after a deformation or, in the figurative sense, after an adverse situation. We are all subject to...
Electronic duplicates: more information and security for commercial development
Follow on Google News Duplicatas are a typically Brazilian instrument, created by commercial practice and incorporated into the legal system over time. Their origins can be traced back to the beginning of the 20th century. Even after decades of...
PSD3: Open Finance regulation and the impact on credit
Follow on Google News In 2016, the European Union took an important regulatory step towards modernizing payment services and sharing banking information between financial institutions with the consent of the consumer. This step was taken by...
Joint Resolution No. 6: cooperation to curb fraud
Follow on Google News In recent years, in the wake of the digitalization of financial services, fraud incidents and attempts have multiplied around the world. Faced with the emergence of fraudulent approaches, private institutions and regulatory bodies have...
How visibility for credit impacts the economy and society
Follow on Google News Difficulties in accessing credit affect social groups in different ways. This article discusses how visibility for credit can impact the democratization of financial services and reduce these differences, promoting economic development...
Free credit and directed credit in Brazil
Follow on Google News A particular feature of the Brazilian market is the strong presence of so-called "directed credit". Often confused with subsidized credit, this category includes, in addition to regulated rates, resources with rates agreed between financial institutions and...