Online event Economy in debate
Follow on Google News The president of ANBC, Elias Sfeir, took part in the online event "Economia em debate: bases for the resumption of growth in the Brazilian economy", promoted by the Ordem Dos Economistas Do Brasil.The event was also attended by Simão Silber, professor...
The impact of the Positive Register on interest rates
Follow on Google News The President of the Republic's sanction of the new Positive Registry turned two years old in April. In the initial model, created almost a decade ago, the entry of a borrower in the database...
Collection intelligence
Follow on Google News Collection intelligence, a reality closer to everyone Companies have long sought to improve the process of granting credit in order to reduce defaults. As a result, this process, which used to...
In just two years, the Positive Registry has reduced fees by an average of 10.4%
Follow on Google News In just two years, the Positive Registry has reduced, on average, 10.4% in the rates charged on non-consolidated personal loans for new borrowers In this period, the bureaus that manage the CP database have already...
New decision-making tools based on analytics
Follow on Google News New decision-making tools based on analytics boost the credit market by reducing defaults and increasing the volume of transactions With the introduction of the Positive Registry and new data sources, the...
Credit in adversity
Follow on Google News Credit in adversity: comparing the latest crises In the last two decades, the Brazilian economy has gone through three major crises. The first was in 2008, when the global financial system was on the verge of collapse. At the time,...
The importance of Analytics in the evolution of credit bureaus
Follow on Google News With the digitization of information that began in the 1960s, the volume of data has grown exponentially. Data has also accelerated change, which in turn has created data sources and demanded speed in decision-making. In this...
ANBC and Neopag
Follow on Google News ANBC and Neopag held a talk on the Positive Registry on April 22 ANBC and Neopag held a talk on the Positive Registry in the context of small retailers' own credit. Elias...
Credit in Brazil's economic recovery
Follow on Google News The pace of recovery varies between countries and sectors, and the degree of uncertainty remains high. This is the highlight of the “World Economic Outlook” report published by the International Monetary Fund (IMF). The institution forecasts growth of 6%...
World Bank annual study
Follow on Google News The World Bank's annual study points to the importance of bureaus for the global evolution of credit Depth of information and guaranteed operations are crucial tools for improving the credit environment São Paulo, 14...
Ways to reduce the cost of credit
Follow on Google News With an eye on inflation expectations and the behavior of the dollar, the Central Bank's Monetary Policy Committee (COPOM) raised the basic interest rate by 0.75 percentage points. With this, the SELIC went from 2% to...
Credit bureau sector
Follow on Google News Credit bureau sector submits nomination for National Council for the Protection of Personal Data and Privacy Source: https://www.terra.com.br/ Lawyer Marcel Leonardi has proven expertise in legal issues of personal data protection, digital law and...
Information and guarantees: how to improve the credit environment
Follow on Google News Since 2003, the World Bank has organized a ranking that classifies countries according to whether or not they are easier to do business in. The aim of the survey is to compare the regulatory environment between different countries and thus help...
Lawyer Marcel Leonardi nominated by the credit bureau sector
Follow on Google News Lawyer Marcel Leonardi is appointed by the credit bureau sector to the National Council for the Protection of Personal Data and Privacy The executive has proven expertise in legal issues relating to the protection of personal data, digital law...
Credit and micro and small businesses
Follow on Google News Micro and small businesses are an important force in the economy. Often, their creators commit their entire life savings to opening the business of their dreams - a store, a gym, a small factory. With their personal fulfillment,...
Credit bureaus and their importance in managing credit recovery
Follow on Google News Credit bureaus Many consumers identify the work of credit bureaus with negativity. Registering defaults is indeed an important task, but the work of companies in the sector goes beyond that. The bureaus have been offering...
Credit in 2021
Follow on Google News Blog Fausto Macedo - Estadão It is indisputable that the performance of the credit market in 2020 was one of the main instruments used to prevent the Brazilian economy from falling further in the face of the pandemic - and at the same time...
Why credit card installments have gained momentum
Follow on Google News Why credit card installments have gained momentum, but credit cards are still preferred by most consumers The expansion of credit protection bureaus and the introduction of the new...
Credit in 2021
Follow on Google News It is indisputable that the performance of the credit market in 2020 was one of the main instruments used to prevent the Brazilian economy from falling further in the face of the pandemic - and, at the same time, to allow a rapid resumption of activity...
The culture of credit
Follow on Google News In Latin American countries, the culture of paying in installments is a striking feature. In Brazil, data from the credit bureau sector showed that, in 2019, 64% of the population had the habit of paying for purchases in installments. A survey carried out in...
The impact of the pandemic's lessons on 2021
Follow on Google News Covid-19 has led to countless lessons in various segments It is still too early to assess all the consequences and, above all, all the changes that Covid-19 has caused and will cause. The pandemic has caused an upheaval on the global stage, radically affecting...
Next decisive steps in the regulation of the LGPD
Follow on Google News The approval of the General Personal Data Protection Law (LGPD) was a major step forward for legal certainty and the country's economic, technological and social development. However, as the law contains numerous provisions that require regulation,...
What to expect from the ANPD
Follow on Google News The approval of the General Personal Data Protection Law (LGPD) was a major step forward for legal certainty and the country's economic, technological and social development. It is worth noting that the law contains numerous provisions that call for...
Technostructural and economic lessons from the pandemic
Follow on Google News To close this year, I've scheduled two articles that address the lessons left by the pandemic. In the first, I emphasized the lessons related mainly to psychosocial aspects. In this one, I focus more on the technostructural and economic aspects of the crisis, remembering...