Recidivism reaches 83% of those with credit and raises alarm about the use of credit
Card was used in about 50% of tourist purchases and remains the main form of payment in tourism; unified IOF makes purchases abroad more expensive; credit bureaus warn of the need to rebalance the post-holiday budget More than eight out of every...
Default, recidivism and credit recovery
Disqualification is an important signaling mechanism in the credit market because it reduces credit risk and the risk of over-indebtedness. In some cases, a negative credit rating can be the result of a one-off problem, due to an unforeseen...