Five years of Open Finance
O Brasil foi um dos países pioneiros na implementação do Open Finance, seguindo a experiência do Reino Unido. O modelo brasileiro surgiu como o nome de Open Banking, mas foi rebatizado com a perspectiva de agregar diferentes serviços financeiros. Em…
From Pix to Open Finance: innovation shapes the new credit ecosystem
Fonte: https://cantarinobrasileiro.com.br/ Por Elias Sfeir – Presidente da Associação Nacional dos Bureaus de Crédito (ANBC) A transformação digital dos sistemas de pagamento está remodelando o acesso ao crédito e à cidadania financeira na América Latina e Caribe. Estudo recente do Banco…
PSD3: Open Finance regulation and the impact on credit
Follow on Google News In 2016, the European Union took an important regulatory step towards modernizing payment services and sharing banking information between financial institutions with the consent of the consumer. This step was taken by...
"Banking as a Service and the proliferation of financial services
Follow on Google News On April 12, I had the privilege of moderating a panel on “Banking as a Service (BaaS) and Artificial Intelligence” at the third edition of the Digital Money Meeting. In this article, I summarize the insights gleaned from the discussion and...
Credit to companies in times of monetary tightening
Follow on Google News Last week, the Fed (US Central Bank) decided to raise the basic interest rate. On the same day, the COPOM (Monetary Policy Committee) decided to keep the basic interest rate at...
Open Finance Conference
Follow on Google News As an integral part of Open Banking, how bureaus can provide services to financial institutions in the processing of data and the search for insights to generate business