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Source: http://www.agenciaoglobo.com.br/
Easy access to credit and low interest rates are factors that help entrepreneurs, especially smaller ones, to invest in and grow their businesses. To help micro and small companies (MSEs) to achieve these benefits, the National Confederation of Industry (CNI) and the National Association of Credit Bureaus (ANBC) have launched a free booklet Cadastro Positivo: How micro and small companies can benefit.
The Positive Registry, which collects the credit history of consumers and companies, currently has more than 140 million records - the equivalent of 79% of the Brazilian population. One of the advantages that entrepreneurs can gain from being included in the Cadastro Positivo database is to improve/increase their credit rating and thus access lines of finance at lower interest rates. One of the benefits that entrepreneurs can have by registering on the site is to improve/increase their credit rating and thus access lines of financing with lower interest rates.
The Economic Policy Manager at CNI, Fabio Guerra explains that the booklet came about after the institutions realized the need to present these results in order to guide and encourage MSEs to participate in the Register. “We often see the benefits of the Positive Registry being publicized to consumers, but little is said about it to micro and small entrepreneurs. This booklet is an orientation service so that MSEs know about the instrument, get up to speed and have more advantages in the market,” adds CNI's Economic Policy manager.
“The Positive Registry has been consolidated as a right for companies that use credit. Knowing and knowing how to use this tool will certainly lead micro and small companies down the path of sustainable use of resources for investments or for maintaining operations,” said ANBC's president, Elias Sfeir.
This is one of the initiatives of the partnership that was signed between CNI's Network of Credit Access Centers (Rede NAC) and ANBC in 2021 to support companies that access or wish to access lines of financing. The booklet is available on the institutions' website.
