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With 167 million unique records in its database, Cadastro Positivo is five years into its automatic adhesion model, consolidated as a right for Brazilians and recognized for its benefits. Currently, 87.17% of the economically active population participates in the program.
“We have reached the five-year mark with very positive results and with the capacity to improve the equity of participation among the states whose adherence rates still have potential for expansion. That's why we're working actively at the moment to get the sanitation sector to engage and join, which, thanks to its capillarity, can include up to 55 million records in the Cadastro Positivo database, contributing to this balance,” says Elias Sfeir, president of ANBC.
Among the proven benefits of the Positive Registry over the last five years is the improvement in the credit score, an indicator which, the higher it is, allows for fairer credit conditions. With the use of the Positive Registry, 78% of the economically active population registered an improvement in their score. In addition, the program has enabled more than 20 million individuals and companies to gain visibility for credit. “These figures are reflected in the recognition of the importance of the Positive Registry by Brazilians. Proof of this is that of the small number who opted out of the program, 81% have already returned to the database,” adds Sfeir.
