Credit compatible with the borrower's conditions
Follow on Google News If the volume of funds released exceeds the borrower's ability to pay, even if there is an intention to pay, the financial imbalance can lead to default, undermining the confidence that underpins the credit system....
The size of the credit
Follow on Google News The size of credit: revisiting the credit-GDP ratio in Brazil The latest data released by the Central Bank allows us to take stock of the credit market in 2023. The figures confirm the trend observed in previous months, of a...
Central banks' digital currencies
Follow on Google News Central banks' digital currencies: possibilities for financial inclusion Throughout history, the search for efficiency in exchanges and technological advances have transformed money. Once barter had been overcome, humanity came to know currency...
The sustainability of credit
Follow on Google News Sustainability, a term that has been heard so much lately and is so broad. The question is: does it apply to the credit market? Without fear of making a mistake, it is possible to say that the sustainability of credit is based on multiple pillars. In this article, we launch...
Credit and the economy in 2024 - prospects
Follow on Google News In our last article, we took stock of 2023. We highlighted the positive surprise in economic activity, the more restrictive environment for business credit, especially in the second half of the year, and the improvement in indicators that directly affect...
Taking stock of 2023: consumer credit on the rise
Follow on Google News With the data released so far, it is already possible to take stock of the main credit indicators in 2023, which also requires a contextualization of the more general economic indicators. We will take as our starting point...