Artificial Intelligence in Credit: from promise to practice
A Inteligência Artificial (IA) é uma realidade concreta no setor de crédito há mais de 20 anos, com tecnologia de machine learning, por exemplo. Atualmente, com a ampliação de uso da IA Generativa, o setor está incorporando cada vez mais…
Regional data: where is credit growing the most?
Os dados nacionais mostram um ciclo duradouro de crescimento do crédito para as famílias no Brasil. As projeções para 2025 indicam um crescimento de 9,3% no saldo de crédito a pessoas físicas, de acordo com o Relatório de Política Monetária….
Income and consumer confidence
Over the last ten years, the Brazilian economy has suffered two major shocks: one internal, between 2014 and 2016, and the other external, with the onset of the pandemic in 2020. These shocks have affected consumer confidence and income, two variables...
Fintechs Transform Credit
Fintechs Transform Credit and Expand E-Commerce in Latin America Latin America is undergoing a profound transformation in the financial sector. Fintechs, which combine technology and financial services, are consolidating their position as protagonists of this change. In Brazil, the...
Socio-economic impacts of microcredit
Small businesses and individual micro-entrepreneurs (MEI) make up the vast majority of companies in the country. According to the Ministry of Entrepreneurship, Microenterprise and Small Business, of the total number of active companies in the four-month period...
Credit for Industry
Credit for Industry: The Foundation of Sustainable Neo-industrialization Brazilian industry is going through a very important moment. Amid the challenges of global competitiveness, energy transition, climate change and digital transformation, credit has emerged as one of the main instruments for...