Credit for small businesses at the G20: challenges and proposals
Recentemente, fizemos um balanço das discussões do G20 sobre a inclusão financeira de pessoas físicas. Destacamos os avanços obtidos na bancarização e os desafios que ainda restam pela frente. Sob a presidência do Brasil, a Trilha de Finanças do G20 também…
Informality, development and the financial system
Labor market data recently released by the IBGE show that the unemployment rate fell to 6.2% in the 4th quarter of 2024, reaching the lowest value in the historical series, which began in 2012. Drawing a parallel with the good...
Credit and Legislative Engagement: A New Chapter for Credit in Brazil
Credit is an essential pillar for economic and social development in Brazil and around the world. Promoting debates that involve society and the legislature is one of the ways to guarantee the sustainability of the sector and access to...
Understanding Abusive Litigation and its Effects on the Brazilian Credit Market
The issue of abusive litigation has attracted the attention of judicial bodies and civil society. But what does this term mean? It refers to the improper use of the right to go to court, through the multiplication of lawsuits with...
20 years of credit-GDP ratio in Brazil
The credit-to-GDP ratio in Brazil ended 2024 at 54.4%, reflecting the growing importance of credit in the economy. But is this percentage enough? To understand, we need to look at the last 20 years and the contribution of credit bureaus to this progress....
Quality financial inclusion: a warning to the G20
The number of people with access to financial services is growing all the time. This is happening in Brazil and around the world. Advances in information technology and social distancing from the pandemic have contributed to this growth. In the case of...