"Banking as a Service and the proliferation of financial services
Follow on Google News On April 12, I had the privilege of moderating a panel on “Banking as a Service (BaaS) and Artificial Intelligence” at the third edition of the Digital Money Meeting. In this article, I summarize the insights gleaned from the discussion and...
Credit to companies in times of monetary tightening
Follow on Google News Last week, the Fed (US Central Bank) decided to raise the basic interest rate. On the same day, the COPOM (Monetary Policy Committee) decided to keep the basic interest rate at...
Beyond "banking": the importance of visibility for credit
Follow on Google News In recent years, financial inclusion has gained the attention of international organizations, regulatory bodies and governments around the world. In Brazil, much has been said about financial inclusion with the advent of account openings related to...
Credit analysis in the open financial system
Follow on Google News What can your data do for you? In the credit market, operations are associated with some level of risk, which can be assessed as higher or lower based on the information available to the analysis...
The turn of consumption and small businesses: a review of the credit market in 2022
Follow on Google News With the release of the credit market figures for December 2022, it is possible to take stock of the past year. The consolidated figures are in the trillions: according to the Central Bank...
One agenda, several players: sustainable credit
Follow on Google News Sustainable credit Recent history teaches us the importance of financial stability: less than two decades ago, a crisis in the American banking system sent the global economy into a severe recession. Since then, the...