Modernizing the financial system
Follow on Google News The modernization of the financial system as a state policy must continue The country has just concluded another electoral process. From now on, it will be important to move forward in building some bridges so that the...
The beginning of the end for low default rates?
Follow on Google News The beginning of the end for low default rates? Data from Brazil and around the world In recent months, the world has seen a sharp rise in inflation rates and, consequently, interest rates. The phenomenon is...
The consumer moment: data on financial life
Follow on Google News Economic activity data has been full of surprises this year. Inflation rose much more than expected, but GDP also reacted and grew more than expected. As we head towards the fourth and final...
Real estate credit in Brazil
Follow on Google News Owning their own home is undoubtedly the greatest dream of Brazilians. According to the Datafolha Institute, 87% of Brazilians share this sentiment. If the realization depended solely on their own resources, many would only achieve this dream after...
Before and after: four transformations in the credit market
Follow on Google News The pandemic was one of those extreme events that mark generations: almost two years of meetings and postponed plans have passed, mediated by a series of precautions, fears and uncertainties. Vaccination coverage and the retreat...
The Positive Registry and the S of the ESG
Follow on Google News The acronym ESG has entered the vocabulary of the corporate world and the specialized media for good. The popularization of the term is recent, especially in Brazil, but the concept is the result of discussions that began decades ago. This article revisits...