Do you know the 12 principles of financial consumer protection?
Follow on Google News Economic relations between consumers and suppliers of goods and services imply rights and duties for the parties involved. In Brazil, the Consumer Defense Code (CDC) establishes a set of rules for the protection of...
Digital banks: strategies for survival
Follow on Google News It didn't take long for the popularization of smartphones to profoundly transform our routines. This transformation has had a major impact on our financial lives, leaving behind the days when it was necessary to go to an ATM...
"Banking as a Service and the proliferation of financial services
Follow on Google News On April 12, I had the privilege of moderating a panel on “Banking as a Service (BaaS) and Artificial Intelligence” at the third edition of the Digital Money Meeting. In this article, I summarize the insights gleaned from the discussion and...
Credit to companies in times of monetary tightening
Follow on Google News Last week, the Fed (US Central Bank) decided to raise the basic interest rate. On the same day, the COPOM (Monetary Policy Committee) decided to keep the basic interest rate at...
Beyond "banking": the importance of visibility for credit
Follow on Google News In recent years, financial inclusion has gained the attention of international organizations, regulatory bodies and governments around the world. In Brazil, much has been said about financial inclusion with the advent of account openings related to...
Credit analysis in the open financial system
Follow on Google News What can your data do for you? In the credit market, operations are associated with some level of risk, which can be assessed as higher or lower based on the information available to the analysis...