How visibility for credit impacts the economy and society
Follow on Google News Difficulties in accessing credit affect social groups in different ways. This article discusses how visibility for credit can impact the democratization of financial services and reduce these differences, promoting economic development...
Free credit and directed credit in Brazil
Follow on Google News A particular feature of the Brazilian market is the strong presence of so-called "directed credit". Often confused with subsidized credit, this category includes, in addition to regulated rates, resources with rates agreed between financial institutions and...
DeFi or Decentralized Finance: risks and opportunities of technological advances
Follow on Google News In the traditional financial system, the movement of financial resources takes place through intermediary institutions, which are responsible for validating transactions and recording inflows and outflows from an account. These institutions perform, among other services, the custody of...
The conscious use of credit cards
Follow on Google News Today, a few decades after the first cards were launched in the second half of the 20th century, they are part of everyday life for millions of consumers around the world - and in all income brackets....
Safra Plan: credit and incentives for sustainability
Follow on Google News The announcement of the Safra Plan 2023-2024 was surrounded by great expectation. For months, the agricultural sector had been concerned about the limited supply of credit. At the end of June, the government presented the new Plan, setting the...
"Cashless economy: the advance of digital transactions and the gradual abandonment of physical cash
Follow on Google News History shows that, over the centuries, humanity has sought to improve the process of exchange, and this has been decisive for economic development. From barter to fiat currency, many stages have been covered. This trajectory is...