Credit and the economy in 2024 - prospects
Follow on Google News In our last article, we took stock of 2023. We highlighted the positive surprise in economic activity, the more restrictive environment for business credit, especially in the second half of the year, and the improvement in indicators that directly affect...
Taking stock of 2023: consumer credit on the rise
Follow on Google News With the data released so far, it is already possible to take stock of the main credit indicators in 2023, which also requires a contextualization of the more general economic indicators. We will take as our starting point...
Strengthening resilience and financial well-being
Follow on Google News Financial resilience refers to the ability to recover quickly from economic difficulties. It is the ability to return to its original form after a deformation or, in the figurative sense, after an adverse situation. We are all subject to...
Electronic duplicates: more information and security for commercial development
Follow on Google News Duplicatas are a typically Brazilian instrument, created by commercial practice and incorporated into the legal system over time. Their origins can be traced back to the beginning of the 20th century. Even after decades of...
PSD3: Open Finance regulation and the impact on credit
Follow on Google News In 2016, the European Union took an important regulatory step towards modernizing payment services and sharing banking information between financial institutions with the consent of the consumer. This step was taken by...
Joint Resolution No. 6: cooperation to curb fraud
Follow on Google News In recent years, in the wake of the digitalization of financial services, fraud incidents and attempts have multiplied around the world. Faced with the emergence of fraudulent approaches, private institutions and regulatory bodies have...