20 years of credit-GDP ratio in Brazil
The credit-to-GDP ratio in Brazil ended 2024 at 54.4%, reflecting the growing importance of credit in the economy. But is this percentage enough? To understand, we need to look at the last 20 years and the contribution of credit bureaus to this progress....
Quality financial inclusion: a warning to the G20
The number of people with access to financial services is growing all the time. This is happening in Brazil and around the world. Advances in information technology and social distancing from the pandemic have contributed to this growth. In the case of...
ANBC & BIIA
I am pleased to announce that the Associação Nacional dos Bureaus de Crédito (ANBC) is now a member of the Business Information Industry Association (BIIA). This partnership strengthens our commitment to innovation, transparency, and the development of best practices in...
Credit and default: a cross-section of generations
Credit and delinquency The delinquency data often published by the credit bureau sector makes it possible to analyze this phenomenon by age group. The openness of the information invites some necessary reflections. Considering the population as a whole, around four to...
