Expansion of credit goes hand in hand with growth in formal employment, but defaults are still a concern
With unemployment at the lowest level in the historical series, Brazil is making progress in financial inclusion and has the challenge of reducing the number of people with a negative credit rating The unemployment rate in Brazil reached 5.8% in the quarter between April and June 2025,...
Cadastro Positivo: action at the Post Office offers up to 99% discount on debts
Source: https://www.youtube.com/watch?v=DQiyZbXiDWw | SBT News A study by the Central Bank shows that Brazilians with a history on the Positive Registry can pay up to 8.7% less interest when seeking credit. This Tuesday, a nationwide action by Serasa in partnership with Correios is offering up to 99%...
Entry in the positive register reduces interest by 8.7%, shows BC study
Source: https://jornaldebrasilia.com.br/ | MAELI PRADO SÃO PAULO, SP (FOLHAPRESS) The finding comes from a study recently released by the Central Bank, which evaluated the impacts on interest rates of a 2019 law Consumers who entered the positive registry had a...
Entry in the positive register reduces interest by 8.7%, shows BC study
Source: https://www1.folha.uol.com.br | Maeli Prado The survey measured the difference between the rates of those who joined the system and those who opted out Consumers who joined the positive registry had an interest reduction of up to 8.7% compared to borrowers...
Entry in the positive register reduces interest by 8.7%, shows BC study
Source: https://www.folha.uol.com.br/ The finding comes from a study recently released by the Central Bank, which evaluated the impacts on interest rates of a 2019 law Consumers who joined the positive registry had an interest reduction of up to 8.7%...
The Latin Fintech Ecosystem and the Future of Credit in the Region
Fonte: https://cantarinobrasileiro.com.br Por Elias Sfeir – Presidente da Associação Nacional dos Bureaus de Crédito (ANBC) O sistema financeiro latino-americano está em plena reconfiguração. Impulsionado por inovação regulatória, demanda por inclusão e crescimento acelerado das fintechs, o mercado revela uma nova dinâmica….