Default, recidivism and credit recovery
Disqualification is an important signaling mechanism in the credit market because it reduces credit risk and the risk of over-indebtedness. In some cases, a negative credit rating can be the result of a one-off problem, due to an unforeseen...
Over-indebtedness Law completes four years with advances in consumer protection
Source: https://algomais.com/ A union between justice and credit brings relief to families and shows that it is possible to start over with dignity For millions of Brazilians, the word over-indebtedness represents sleepless nights, anguish and loss of control over one's own life. But...
Regional meeting: panel to debate the direction of Artificial Intelligence
Source: https://www.sinfacsp.com.br/ | By: SINFAC-SP Artificial Intelligence is increasingly present in the day-to-day life of the credit market. That's why the topic couldn't be left out of the 13th Regional Meeting of Commercial Development, which...
Cross-border credit: financial integration with inclusion and innovation
Source: https://cantarinobrasileiro.com.br | By Elias Sfeir - President of the National Association of Credit Bureaus (ANBC) As a representative of ANBC and a member of the World Bank's ICCR, I have participated in several international events and one topic has been highlighted on the agendas:...
Credit grows in the Midwest, especially in Goiás and MS, but defaults are still a concern
Region shows strong dynamism in the credit market in 2025; DF leads default rate among consumers The Midwest region continues at a fast pace in granting credit, according to Central Bank data for May 2025, with growth...
Over-indebtedness Law turns four
Over-indebtedness Law completes four years with advances in consumer protection Union between Justice and credit brings relief to families and shows that it is possible to start over with dignity For millions of Brazilians, the word over-indebtedness represents sleepless nights,...