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Amazonas can increase percentage of population in the Positive Registry
Amazonas can increase the percentage of its population in the Positive Registry by integrating the sanitation sector into the database
As part of the agenda to deal with the program and its benefits, Elias Sfeir, president of ANBC, spoke this week with the state governor, Wilson Miranda Lima
Amazonas has the potential to increase the number of people between the ages of 18 and 70 on the Positive Registry once the sanitation sector is integrated into the program, since the segment's scope is strategic for expanding the benefits of credit to the concessionaires' clients and the municipalities they serve. Currently around 70% of the state's economically active population is in the database.
Following the successful inclusion of data received from financial institutions, telecommunications and electricity utilities, the sanitation sector, which corresponds to the fourth stage of the initiative, can add approximately 50 million records to the Positive Registry throughout the country, according to data from the National Association of Credit Bureaus (ANBC).
In order to increase the engagement of sanitation companies and promote compliance with the Positive Registry law (Law 12.414 as amended by Complementary Law 166, OF 8/04/2019), ANBC, the entity that represents the credit bureaus that manage the registry, is focusing its efforts on a series of actions with concessionaires, associations and governments to clarify the program and its benefits. As part of this agenda, Elias Sfeir, the entity's president, is meeting the governor of the state of Amazonas, Wilson Miranda Lima, this Friday.
With the aim of helping to assess risk when granting credit by means of positive information, the Positive Registry allows creditors to have a more detailed view of the payment history of those applying for credit - whether they are individuals or companies - making it possible to offer credit conditions that are more appropriate to each profile.
“Given its wide scope and capillarity, the integration of the sanitation sector has the potential to expand access to credit, reduce defaults and promote the financial inclusion of people and companies. In addition, the movement tends to boost the local economy, regional development and social welfare,” says Sfeir. According to the executive, for companies, the socio-economic gains of joining the Positive Registry can, among other benefits, improve the evaluation of the social indicator of the ESG rating, generated by the world's main risk agencies.
ANBC Press Relations
Regina Pimenta: (11) 98136.6835 regina@pimenta.com
Ana Carolina Rodrigues: (11) 98674.0348 anacarolina@pimenta.com
