Slide
What
we defend

The approval of the Positive Registry for everyone, with the possibility of withdrawing if the consumer or company so wishes, will allow for a reduction in defaults and a consequent drop in the interest rate charged on loans and financing.

anbc

CLARIFICATION ON THE ANNOUNCEMENT OF THE OPENING OF THE POSITIVE REGISTRY

If you have received notice of the opening of your Positive Register by e-mail, letter or SMS, ANBC would like to clarify that:

The Communication of Opening of its Positive Register was made in compliance with the obligation imposed by Law No. 12.414/2011, amended by Complementary Law No. 166/19, in force since July 9, 2019;

Unsubscribing is voluntary and can be done through the service channels of the credit bureau, which, upon receiving the request for exclusion, is obliged to respond to it and share it with the other bureaus, so that they can also respond to it, within 2 working days.

ANBC is the entity that represents the credit bureau sector and therefore does not operate the Cadastro Positivo, requests for exclusion should be made directly to the credit bureau of your choice, which will notify the others.

EQUIFAX | BoaVista: 3003-0201 (https://consumidor.boavistaservicos.com.br/)

Quod: 3003-7863 (https://www.quod.com.br)

Serasa Experian: 0800 776 6606 (www.serasaconsumidor.com.br)

SPC Brazil: 0800-887-9105 (https://www.spcbrasil.org.br)

TransUnion: 0800-872-6786 (https://www.transunion.com.br/pessoas)

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TAX TO REGULARIZE CREDIT NOTE IS A SCAM

A postal notification sent in the name of the Receita Federal (Federal Revenue Service), demanding that taxpayers pay a supposed Score Verifier Tax, is a fake. The message claims that the recipient needs to pay off a debt in order to increase their credit score. The tax referred to is non-existent. The communication makes improper use of the Receita Federal logo and the false signature of a tax auditor.

The National Association of Credit Bureaus (ANBC) warns that there is no tax on the regularization of credit notes.

If in doubt about any communication involving the Cadastro Positivo or the credit note, ANBC suggests contacting the credit bureaus that manage the Cadastro Positivo directly:

EQUIFAX | BoaVista: 3003-0201 (https://consumidor.boavistaservicos.com.br/)

Quod: 3003-7863 (https://www.quod.com.br)

Serasa Experian: 0800 776 6606 (www.serasaconsumidor.com.br)

SPC Brazil: 0800-887-9105 (https://www.spcbrasil.org.br)

TransUnion: 0800-872-6786 (https://www.transunion.com.br/pessoas)

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VIDEOS

Follow on Youtube

Elias Sfeir at @CMS Cast: Innovation, Credit and Artificial Intelligence at @CMS Financial Innovation
Interview with Elias Sfeir on SBT
Open Finance, SCR and Cybersecurity for FIDCs: Elias Sfeir at the XIII Sinfac Regional Meeting
What is a credit report and how can it help you regain control of your finances?
TV Record Brasilia story @recbsb talks about credit and default in the region
3rd Economic Freedom Symposium with Elias Sfeir - subtitled
Lecture by Elias Sfeir - ANBC at the XXII ENAMPE 05/22/2025
Article on default in Paraíba for JPB1 on TV Globo
Report on Credit and Default in Paraíba for JPB2 on TV Globo
Interview with Elias on Rádio Jornal Recife Mother's Day (01/05/25)
Interview with Elias Sfeir for CBN Radio Rio Branco (AC): Credit Growth in the North Region
Lecture "Financial Education and Credit" by ANBC President Elias Sfeir
Interview Elias Sfeir Radio BandNews FM Amazônia 25/02/2025
Elias Sfeir, took part in the premiere of the ANFAC Podcast
Understand what the Positive Register is
Event celebrating 5 years of the Positive Register
Get to know ANBC, its objectives and how it works
What is a credit bureau?

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The MEI Entrepreneur Portal is a tool developed by the Federal Government to help with the routine.

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