The state recorded 9.1% of expansion in credit to companies and only 24.7% of negatives, the lowest rate in the region, consolidating the balance between dynamism and solidity

With a significant advance of 16% in credit for families and more than 9% for companies, Espírito Santo consolidated its prominent position in the Southeast in June, combining double-digit expansion with the lowest default rates in the region. The data was released by the Central Bank of Brazil. Espírito Santo's performance is notable for its combination of strength and balance.

The positive scenario is further strengthened when we look at default rates. Only 41.6% of Espírito Santo's population is in default, according to data from the credit bureau sector. The average value of debts is also below the regional average, at around R$ 5.9 thousand. The national and Southeast averages are R$ 6,100 and R$ 6,500, respectively.

In the business segment, Espírito Santo has the healthiest picture in the Southeast, with 24.7% of companies in bad debt, according to the sector. The result is well below the 33% recorded nationwide. The average value of business debts in the state, R$ 14.5 thousand, is the lowest in the region. In Brazil, the average value of business debts is around R$ 24 thousand.

For Elias Sfeir, president of the National Association of Credit Bureaus (ANBC), the results reflect maturity and economic discipline. “Espírito Santo proves that it is possible to grow consistently. Credit is expanding in a sustainable way, supported by controlled default rates. This balance conveys security to investors and signals the Espírito Santo economy's capacity for continuous transformation,” says the executive.

The indicators suggest that Espírito Santo is consolidating its leadership position in the region, projecting itself as a benchmark for confidence and resilience in a credit scenario that is booming in the Southeast.