Tools to combat over-indebtedness
Follow on Google News Today I want to address the problem of over-indebtedness, which affects an increasing number of Brazilians and ends up affecting the whole family. According to recent research into this issue, the degree of over-indebtedness varies...
Low credit recovery in Brazil increases the banking spread
Follow on Google News For every R$ 1 of default, Brazilian banks only recover R$ 0.13 - that's right: thirteen cents - and only after four years. By way of comparison, in the OECD countries (Organization for Economic...
Why do defaults and taxation affect the banking spread?
Follow on Google News Today we have around 62 million Brazilians in default, the equivalent of Italy. Default is the non-payment of a bill or debt. The defaulting consumer therefore has an outstanding financial obligation....
What are the variables that influence the banking spread?
Follow on Google News One of the subjects most covered by the press is the banking spread. In recent months, the economy's basic interest rate has fallen to a record low. Selic is currently at 6.5%, but the rates charged by...
Positive Registry Law complements CDC and LGPD
Follow on Google News Positive Registry Law complements CDC and LGPD in consumer protection Bill that amends the CP law maintains the principles enshrined in international law and also used in the Consumer Protection Code...
The importance of digital for credit recovery
Follow on Google News Everyone has noticed that digital is causing radical changes in the processes adopted by companies. The growing relevance of digital is nothing new to entrepreneurs. Consumer habits have changed and continue to be...