All five regions of Brazil register defaults of at least 30%
Follow on Google News At least three out of every ten Brazilians are in debt. Brazilian regions have a minimum default rate of 30%. According to the World Bank, in a study carried out in 2015, only San Marino, Cyprus and Greece, in that order, had a percentage...
The role of guarantees in reducing interest rates in the credit market
Follow on Google News Between January 2016 and December 2018, the average rate for an unsecured personal loan was 111.2% per year. To arrive at this percentage, the calculation considered the average monthly...
Credit today and in the future
Follow on Google News The credit industry has been evolving, especially in recent years. The development of information technology is making the risk assessment process more accurate. The increasing use of technology reduces the asymmetry of...
The main moments in the history of credit
Follow on Google News Imagine analyzing a period of more than 5,500 years. A look at the relevant events over five and a half millennia. It was precisely this exercise that ANBC (Associação Nacional dos Bureaus de Crédito) set out to...
The new Positive Registry has been approved. What's next?
Follow on Google News As you all know, the new Cadastro Positivo model has been approved. Complementary Law 166/2019, which amended Ordinary Law 12.414 of 2011, was sanctioned by the President of the Republic, Jair Bolsonaro, on April 8....
How the Positive Registry helps with real estate loans
Follow on Google News How the Positive Registry helps those without proof of income to obtain real estate loans The real estate sector has the potential to boost any country's economy. In Brazil, the opportunities in this strategic market are...