Why should stimulating credit be a priority for the new government?
Follow on Google News At the end of last year, the ANBC (National Association of Credit Bureaus), on behalf of the sector, delivered an open letter to the new government's economic team on the importance of stimulating credit in a sustainable way for the...
Against indebtedness, bureaus invest in financial education
Follow on Google News Over the last five years, credit bureaus have invested heavily in getting closer to consumers. To this end, they offer a variety of services and information aimed at promoting financial education, enabling Brazilians to make the best decisions...
Tools to combat over-indebtedness
Follow on Google News Today I want to address the problem of over-indebtedness, which affects an increasing number of Brazilians and ends up affecting the whole family. According to recent research into this issue, the degree of over-indebtedness varies...
Low credit recovery in Brazil increases the banking spread
Follow on Google News For every R$ 1 of default, Brazilian banks only recover R$ 0.13 - that's right: thirteen cents - and only after four years. By way of comparison, in the OECD countries (Organization for Economic...
Why do defaults and taxation affect the banking spread?
Follow on Google News Today we have around 62 million Brazilians in default, the equivalent of Italy. Default is the non-payment of a bill or debt. The defaulting consumer therefore has an outstanding financial obligation....
What are the variables that influence the banking spread?
Follow on Google News One of the subjects most covered by the press is the banking spread. In recent months, the economy's basic interest rate has fallen to a record low. Selic is currently at 6.5%, but the rates charged by...