The impact of the Positive Register on interest rates
Follow on Google News The President of the Republic's sanction of the new Positive Registry turned two years old in April. In the initial model, created almost a decade ago, the entry of a borrower in the database...
Collection intelligence
Follow on Google News Collection intelligence, a reality closer to everyone Companies have long sought to improve the process of granting credit in order to reduce defaults. As a result, this process, which used to...
In just two years, the Positive Registry has reduced fees by an average of 10.4%
Follow on Google News In just two years, the Positive Registry has reduced, on average, 10.4% in the rates charged on non-consolidated personal loans for new borrowers In this period, the bureaus that manage the CP database have already...
New decision-making tools based on analytics
Follow on Google News New decision-making tools based on analytics boost the credit market by reducing defaults and increasing the volume of transactions With the introduction of the Positive Registry and new data sources, the...
Credit in adversity
Follow on Google News Credit in adversity: comparing the latest crises In the last two decades, the Brazilian economy has gone through three major crises. The first was in 2008, when the global financial system was on the verge of collapse. At the time,...
The importance of Analytics in the evolution of credit bureaus
Follow on Google News With the digitization of information that began in the 1960s, the volume of data has grown exponentially. Data has also accelerated change, which in turn has created data sources and demanded speed in decision-making. In this...