Digital credit among Brazilians aged 18 to 35 grows and challenges traditional financial habits
Familiarity with the digital environment has transformed consumption and credit among younger Brazilians, integrating new opportunities for access and financial innovation. The most recent analysis of Brazilian consumer behavior shows a scenario of...
Historical default level
Source: https://tribunademinas.com.br | By André Miranda and Isadora Souza, under the supervision of Wilson Correa and Rafael Souza The financial health of Brazilian families reached a critical level in July. According to Serasa Experian, 78.2 million people are in debt, which...
Expansion of credit goes hand in hand with growth in formal employment, but defaults are still a concern
With unemployment at the lowest level in the historical series, Brazil is making progress in financial inclusion and has the challenge of reducing the number of people with a negative credit rating The unemployment rate in Brazil reached 5.8% in the quarter between April and June 2025,...
Cadastro Positivo: action at the Post Office offers up to 99% discount on debts
Source: https://www.youtube.com/watch?v=DQiyZbXiDWw | SBT News A study by the Central Bank shows that Brazilians with a history on the Positive Registry can pay up to 8.7% less interest when seeking credit. This Tuesday, a nationwide action by Serasa in partnership with Correios is offering up to 99%...
Entry in the positive register reduces interest by 8.7%, shows BC study
Source: https://jornaldebrasilia.com.br/ | MAELI PRADO SÃO PAULO, SP (FOLHAPRESS) The finding comes from a study recently released by the Central Bank, which evaluated the impacts on interest rates of a 2019 law Consumers who entered the positive registry had a...
Entry in the positive register reduces interest by 8.7%, shows BC study
Source: https://www1.folha.uol.com.br | Maeli Prado The survey measured the difference between the rates of those who joined the system and those who opted out Consumers who joined the positive registry had an interest reduction of up to 8.7% compared to borrowers...