Follow on Google News The implementation of the Cadastro Positivo opt-out model could inject around R$ 1.1 trillion into the economy and include more than 22 million Brazilians in the credit market. These figures were published in a study by Serasa Experian,...
Follow on Google News The inclusion of a CPF in the database under the Opt in concept depends on the consumer's interest. This model provides for prior authorization by the consumer to open a register. In Brazil, the Cadastro Positivo was...
The concept of a credit score gained momentum in the 80s. Until then, the decision on the granting and conditions of credit depended solely on human judgment, based on the so-called “name on the square”.....