7 benefits for consumers of the new Positive Register
Follow on Google News The new Cadastro Positivo model, which should be approved soon, is an achievement for Brazilian consumers. The right to the Register will now be exercised automatically, overcoming the obstacles and complexity...
What is the Positive Registry like in other countries?
Follow on Google News A recent study by LCA Consultores showed how the Cadastro Positivo works in the United States, the United Kingdom, Germany, Belgium and Mexico, countries that have had success with its application. With the exception of Germany, they have in common the automatic inclusion of consumers...
New Positive Registry will inject around R$ 1 trillion into the economy
Follow on Google News The implementation of the Cadastro Positivo opt-out model could inject around R$ 1.1 trillion into the economy and include more than 22 million Brazilians in the credit market. These figures were published in a study by Serasa Experian,...
Why is the Opt out model ideal for the Positive Registry?
Follow on Google News The inclusion of a CPF in the database under the Opt in concept depends on the consumer's interest. This model provides for prior authorization by the consumer to open a register. In Brazil, the Cadastro Positivo was...
The benefits of the credit score
The concept of a credit score gained momentum in the 80s. Until then, the decision on the granting and conditions of credit depended solely on human judgment, based on the so-called “name on the square”.....