"The Positive Registry has been consolidated as a consumer right. This is confirmed by the fact that seven out of ten consumers say they have a positive perception of the Positive Register," said the president of ANBC, Elias Sfeirat the event held today in Brasilia to commemorate three years of the Cadastro Positivo automatic membership model.
The initiative has already benefited 22.1 million Brazilians with access to credit, registering a national average penetration rate of 79% among the economically active population. This number is likely to increase as new sectors such as energy, sanitation and gas, with a potential of almost 140 million entrants, complete the submission of their customers' information to the Cadastro Positivo database.
Also according to the data presented at the ceremony, 94% of large companies are on the Positive Register. The figures for medium-sized and small companies are 62% and 65% respectively. Among micro-enterprises, the rate is 42% and for MEIs, 13%.
The event, which was attended by the presidents of the credit bureaus that manage the Cadastro Positivo database (Boa Vista, Quod, Serasa Experian, SPC Brazil e TransUnion), had the institutional support of ABAC - Brazilian Association of Consortium Administrators, ABRAFESC - Brazilian Association of Factoring, Securitization and Simple Credit Companies, ACREFI, São Paulo Commercial Association (ACSP), ANFAC - National Commercial Development Association, National Confederation of Shopkeepers (CNDL), CNI - National Confederation of Industry, Conexis Brasil Digital, FEBRABAN e SINFAC-SP. Digital Money Report e Tele.Síntese were the media partners.