Positions

Due to the state of public calamity in Rio Grande do Sul, credit bureaus suspend debt negation in the state for 60 days

16/05/24

The state of Rio Grande do Sul is facing an unprecedented situation, the consequences of which cannot be predicted. The credit bureau sector has been following the social, economic and emergency measures that have been announced to mitigate the consequences of this climate tragedy.

Letter to the new government (2023-2027)

Letter to the new government proposes measures for resuming growth and emphasizes the need to stimulate credit

07/02/23

The aim of the letter, addressed to the new government, is to propose a dialog about credit and its importance for the country's future, based on a minimum set of measures aimed at restarting growth. It also aims to show, based on a brief retrospective of the main innovations that have taken place in recent years, why strengthened credit is one of the pillars of any country's economy.

Legal-economic opinion on predatory litigation

Legal-economic opinion on the effects on the credit market of injunctions granting the removal of negative credit ratings

25/01/22

The practice of excluding negative credit reports from the list of credit information creates economic and legal uncertainty for those who offer credit and play an important social and economic role in the country. To combat this scenario of predatory litigation, we commissioned a legal and economic opinion on the effects on the credit market.

Bill No. 4188/2021

Technical note from the credit bureau sector on Bill 4188/2021. Legal Framework for Guarantees - Plenary Amendments No. 29

30/05/22

Paragraph 4 of the proposal makes obtaining daily certificates conditional on the acquisition of certificates "covering all protest notaries throughout the territory of the information". However, this proposal has no legal, economic or logical backing, with potentially adverse consequences for the economy, society and public finances.

LGPD

Business sector manifesto for legal certainty and responsive regulation of the LGPD LGPD Business Forum

29/07/21

At a time when the LGPD sanctions are close to coming into force, the business sector stresses that there is still a long way to go to achieve effective legal certainty and defends responsive regulation.

Multisectoral Manifesto

Multisectoral Manifesto in Defense of the Legal Framework for Artificial Intelligence

29/09/21

Brazil's economic and social development requires that the legal framework on artificial intelligence remains principled in order to guarantee fundamental rights and enable innovation.

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