{"id":2875,"date":"2024-03-17T19:16:26","date_gmt":"2024-03-17T19:16:26","guid":{"rendered":"http:\/\/anbc.org.br\/?page_id=2875"},"modified":"2026-04-07T22:12:20","modified_gmt":"2026-04-07T22:12:20","slug":"estudios-y-contenidos","status":"publish","type":"page","link":"https:\/\/anbc.org.br\/es\/estudos-e-conteudos\/","title":{"rendered":"Estudios y contenidos"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><section data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-tra m-top-default m-bottom-default p-top-default p-bottom-default vc_custom_1705004699980 bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra vc_custom_1705004809308\"><div class=\"wpb_column vc_column_container vc_col-sm-2 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-8 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div  class=\"vc_wp_search wpb_content_element\"><div class=\"widget widget_search\"><div id=\"search-field\" class=\"search-widget\">\r\n    <form action=\"https:\/\/anbc.org.br\/es\/\"  role=\"search\" method=\"get\" id=\"searchform\" class=\"search-form\" data-trp-original-action=\"https:\/\/anbc.org.br\/es\/\">  \r\n        <div class=\"input-group mb-3\">\r\n\t\t  \t<input class=\"form-control\" placeholder=\"Introduzca aqu\u00ed su b\u00fasqueda...\" aria-label=\"Buscar en\" aria-describedby=\"search-field\" type=\"text\" name=\"s\" value=\"\">\r\n\t\t \t<div class=\"input-group-append\">\r\n\t\t    \t<button class=\"btn btn-lightgreen1\" type=\"submit\"><i class=\"fa fa-search\" aria-hidden=\"true\"><\/i><\/button>\r\n\t\t \t<\/div>\r\n\t\t<\/div>\r\n    <input type=\"hidden\" name=\"trp-form-language\" value=\"es\"\/><\/form>\r\n<\/div>\r\n\r\n\t\t\t\t\t\t\t\t\r\n\t\r\n<\/div><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-2 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\r\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_left\">\r\n\t\t\r\n\t\t<figure class=\"wpb_wrapper vc_figure\">\r\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\" ><img decoding=\"async\" class=\"vc_single_image-img img-fluid\"  src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/estudos-e-conteudos1.webp\" \/><\/div>\r\n\t\t<\/figure>\r\n\t<\/div>\r\n<\/div><\/div><\/div><\/div><section id=\"blog\" data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-white m-top-default m-bottom-default p-top-default p-bottom-default vc_custom_1702769671289 bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"row\">\t\r\n\t<div class=\"section-title text-center col-lg-10 offset-lg-1\">\r\n\t\t\t\t\t\t\t\r\n\t\t\t<h3 class=\"h3-xl\" style=\"font-family: 'Montserrat'; font-size: 1.8rem;\">Estudios y contenidos<\/h3>\r\n\t\t\t\t<p class=\"p-lg Default-color\" style=\"font-size: 1.2rem;\">Aqu\u00ed encontrar\u00e1 estudios, informes y datos que contribuyen a difundir conocimientos sobre cr\u00e9dito y educaci\u00f3n financiera.\t\t<\/p>\t\t\r\n\t<\/div>\t\t\r\n<\/div> \t <!-- END SECTION TITLE -->\t<div class=\"vc_empty_space\"   style=\"height: 45px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div><section data-vc-full-width=\"true\" data-vc-full-width-init=\"false\" data-vc-parallax-image=\"https:\/\/anbc.org.br\/wp-content\/themes\/genemy\/images\/banner-1.jpg\" data-opacity=\"1\" data-size=\"cover\" data-width=\"100%\" data-position=\"cover\" data-repeat=\"cover\" data-attachment=\"inherit\" class=\"vc_section wide-60 bg-white m-top-default m-bottom-default p-top-default p-bottom-default bg-inherit\"><div class=\"container\"><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-tabs vc_tta-color-grey vc_tta-style-genemy-style2 vc_tta-shape-square vc_tta-spacing-1 vc_tta-tabs-position-top vc_tta-controls-align-center\"><div class=\"vc_tta-tabs-container\"><ul class=\"vc_tta-tabs-list\" role=\"tablist\"><li class=\"vc_tta-tab vc_active\" data-vc-tab role=\"presentation\"><a href=\"#1754431178892-cfc05d6b-00c1\" data-vc-tabs data-vc-container=\".vc_tta\" role=\"tab\" aria-selected=\"false\" id=\"tab-1754431178892-cfc05d6b-00c1\"><span class=\"vc_tta-title-text\">Para consultar el material en portugu\u00e9s, pulse aqu\u00ed<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab role=\"presentation\"><a href=\"#1754431179040-b1476c61-5558\" data-vc-tabs data-vc-container=\".vc_tta\" role=\"tab\" aria-selected=\"false\" id=\"tab-1754431179040-b1476c61-5558\"><span class=\"vc_tta-title-text\">Para ver el material en ingl\u00e9s, haga clic aqu\u00ed<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab role=\"presentation\"><a href=\"#1754437138761-280f42c5-a899\" data-vc-tabs data-vc-container=\".vc_tta\" role=\"tab\" aria-selected=\"false\" id=\"tab-1754437138761-280f42c5-a899\"><span class=\"vc_tta-title-text\">Para consultar el material en espa\u00f1ol, pulse aqu\u00ed<\/span><\/a><\/li><\/ul><\/div><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1754431178892-cfc05d6b-00c1\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1754431178892-cfc05d6b-00c1\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Para consultar el material en portugu\u00e9s, pulse aqu\u00ed<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-6236 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2026\/04\/como-oferecer-credito.webp\" alt=\"c\u00f3mo ofrecer cr\u00e9dito\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2026\/04\/como-oferecer-credito.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2026\/04\/como-oferecer-credito-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Infogr\u00e1fico &#8211; Como Oferecer Cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Infografico_Oferecer_Credito_01ABR_2026_PT.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/infografico-como-oferecer-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5721 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/fraude.webp\" alt=\"fraude\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/fraude.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/fraude-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>FRAUDE - Preguntas y consejos para prevenirlo<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/es\/ANBC_eBook_Fraude_9ABR_2025.pdf\/\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/fraude-duvidas-e-dicas-para-se-prevenir\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5312 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/como-oferecer-credito.webp\" alt=\"c\u00f3mo ofrecer cr\u00e9dito\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/como-oferecer-credito.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/como-oferecer-credito-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>C\u00f3mo ofrecer cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Como_Oferecer_Credito_26NOV_2024.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/como-ofrecer-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico-Como-Tomar-Credito-PME.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4452 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico-Como-Tomar-Credito-PME.webp\" alt=\"infograf\u00eda c\u00f3mo pedir un cr\u00e9dito\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico-Como-Tomar-Credito-PME.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico-Como-Tomar-Credito-PME-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Infograf\u00eda - C\u00f3mo pedir un cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"\/es\/home\/u942983621\/domains\/anbc.org.br\/public_html\/download\/ANBC_Infografico_Tomar_Credito_01ABR_2026_PT.pdf\/\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/infografia-como-pedir-un-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ANBC_eBook_Como-Tomar-Credito_28AGO_2024.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4461 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Como-Tomar-Credito-PME.webp\" alt=\"ebook c\u00f3mo pedir un cr\u00e9dito\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Como-Tomar-Credito-PME.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Como-Tomar-Credito-PME-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>e-Libro - C\u00f3mo tomar cr\u00e9ditos<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ANBC_eBook_Como-Tomar-Credito_28AGO_2024.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/e-book-como-tomar-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico_Nota-de-credito_16ABR_2025.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4467 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/infografico-Nota-de-Credito.webp\" alt=\"infograf\u00eda de la nota de cr\u00e9dito\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/infografico-Nota-de-Credito.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/infografico-Nota-de-Credito-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Infograf\u00eda - Nota de cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico_Nota-de-credito_16ABR_2025.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/infografia-de-la-nota-de-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ANBC_eBook_Nota_Credito_09ABR_2025.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-4473 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Nota-de-Credito.webp\" alt=\"nota de cr\u00e9dito ebook\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Nota-de-Credito.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ebook-Nota-de-Credito-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>e-Libro - Nota de cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/ANBC_eBook_Nota_Credito_09ABR_2025.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/e-book-nota-de-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/download\/20240111_Licao_Casa_PME-1.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3313 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/05\/SEMANA-NACIONAL-DE-EDUCACAO-FINANCEIRA.webp\" alt=\"semana nacional de la educaci\u00f3n financiera\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Infogr\u00e1fico &#8211; PMEs Tomar e Oferecer Cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/20240111_Licao_Casa_PME-1.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/pmes-como-tomar-e-oferecer-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/Book_Negativado_final_17NOV_2023-1.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3218 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/fui-negativado.webp\" alt=\"Me denegaron el cr\u00e9dito\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Me han desatendido. \u00bfY ahora qu\u00e9?<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/Book_Negativado_final_17NOV_2023-1.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/me-han-denegado-el-credito-y-ahora\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/ANBC_Folder_26SET_2024.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3627 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/11\/setor-de-saneamento.webp\" alt=\"sector del saneamiento\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Sector sanitario<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/ANBC_Folder_26SET_2024.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/sector-del-saneamiento\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/www.portaldaindustria.com.br\/publicacoes\/2018\/11\/nucleo-de-acesso-ao-credito-nac\/#cadastro-positivo-como-as-micro-e-pequenas-empresas-podem-se-beneficiar%20\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2893 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/ANBC-e-CNI.webp\" alt=\"ANBC y CNI\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>ANBC y CNI lanzan un libro electr\u00f3nico gratuito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.portaldaindustria.com.br\/publicacoes\/2018\/11\/nucleo-de-acesso-ao-credito-nac\/#cadastro-positivo-como-as-micro-e-pequenas-empresas-podem-se-beneficiar%20\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/www.portaldaindustria.com.br\/publicacoes\/2018\/11\/nucleo-de-acesso-ao-credito-nac\/#cadastro-positivo-como-as-micro-e-pequenas-empresas-podem-se-beneficiar%20\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/inclusao_telcos.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2895 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Operadoras-de-Telecomunicacoes-2.webp\" alt=\"Operadores de telecomunicaciones\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Operadores de telecomunicaciones<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/inclusao_telcos.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/operadores-de-telecomunicaciones\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Mapas_-entrantes_Brasil.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2900 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-3.webp\" alt=\"Registro positivo\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Penetraci\u00f3n del registro positivo<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Mapas_-entrantes_Brasil.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/penetracion-del-registro-positivo\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/Praticas_Lesivas.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2881 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Praticas-Lesivas.webp\" alt=\"Pr\u00e1cticas perjudiciales\" width=\"250\" height=\"179\" \/><\/a><strong>Pr\u00e1cticas perjudiciales para el cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/Praticas_Lesivas.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/practicas-crediticias-perjudiciales\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Sondagem1_Infografico_final-link.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2908 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Educacao-Financeira-1.webp\" alt=\"Educaci\u00f3n financiera\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Educaci\u00f3n financiera y puntuaci\u00f3n<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Sondagem1_Infografico_final-link.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/educacion-financiera-y-puntuacion\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico_Spread_Bacen-1.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2912 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/2-anos-do-Cadastro-Positivo.webp\" alt=\"2 a\u00f1os del Registro Positivo\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>2 a\u00f1os del Registro Positivo<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Infografico_Spread_Bacen-1.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/2-anos-de-registro-positivo\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/2020_licoes_parte1-1.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2919 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Pandemia-1.webp\" alt=\"Pandemia\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Lecciones de la pandemia - Parte 1<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/2020_licoes_parte1-1.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/licoes-da-pandemia-parte-1\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/infografico_licoes_pandemia_2.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2921 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Pandemia2.webp\" alt=\"Pandemia\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Lecciones de la pandemia - 2\u00aa parte<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/infografico_licoes_pandemia_2.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/licoes-da-pandemia-parte-2\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Info_Midway3.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2928 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Midway-1.webp\" alt=\"Midway\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Caso Midway (Riachuelo financiero)<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Info_Midway3.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/case-midway-financeira-riachuelo\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/CARTA-ABERTA_FRENTE-EMPRESARIAL_LGPD_2020-08-18.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2932 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/LGPD-2.webp\" alt=\"LGPD\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Carta del Frente Empresarial<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/CARTA-ABERTA_FRENTE-EMPRESARIAL_LGPD_2020-08-18.pdf\" target=\"_blank\" rel=\"noopener\">VER EN L\u00cdNEA<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/oficina-corporativa\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Book_Industria_final.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2934 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/credito-para-a-industria.webp\" alt=\"cr\u00e9dito para la industria\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Panorama del cr\u00e9dito a la industria<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Book_Industria_final.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/panorama-crediticio-para-la-industria\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Book_Agro_site.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2940 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/credito-para-o-agronegocio.webp\" alt=\"cr\u00e9dito para la agroindustria\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Panorama del cr\u00e9dito a la agroindustria<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Book_Agro_site.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/vision-general-del-credito-a-la-agroindustria\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2946\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/comercio-e-servicos-e-o-credito.webp\" alt=\"comercio y servicios y cr\u00e9dito\" width=\"250\" height=\"179\" \/><\/p>\n<p style=\"text-align: center;\"><strong>El sector del comercio y los servicios y el cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\">VER EN L\u00cdNEA<\/p>\n\t\t<a href=\"#\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/LinhadoTempo_versao_2024.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3564 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/10\/historia-do-credito-2024.webp\" alt=\"historial de cr\u00e9dito 2024\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Historia del cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/LinhadoTempo_versao_2024.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/historial-de-credito\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p style=\"text-align: center;\"><strong><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Praticas_Lesivas.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3189 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/04\/Praticas_Lesivas1.webp\" alt=\"Pr\u00e1cticas perjudiciales\" width=\"250\" height=\"179\" \/><\/a>Pr\u00e1cticas perjudiciales para el cr\u00e9dito<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Praticas_Lesivas.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/practicas-crediticias-perjudiciales-2\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/verdades_mitos_03_12_2018.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2959 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Verdades-e-Mitos.webp\" alt=\"Verdades y mitos\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Verdades y mitos sobre la par\u00e1lisis cerebral<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/verdades_mitos_03_12_2018.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/verdades-y-mitos-sobre-la-cp\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2962\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Carta-a-equipe-economica.webp\" alt=\"Carta al equipo econ\u00f3mico\" width=\"250\" height=\"179\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Carta al equipo econ\u00f3mico<\/strong><\/p>\n<p style=\"text-align: center;\">VER EN L\u00cdNEA<\/p>\n\t\t<a href=\"#\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Datasheet_CP_visual.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2966 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Numeros-do-Cadastro-Positivo.webp\" alt=\"Cifras positivas del Registro\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Cifras positivas del Registro<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/Datasheet_CP_visual.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/numeros-de-registro-positivos\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2967\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Pessoas-Fisicas.webp\" alt=\"Particulares\" width=\"250\" height=\"179\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Impacto del Registro Positivo<\/strong><\/p>\n<p style=\"text-align: center;\">VER EN L\u00cdNEA<\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-do-cadastro-positivo\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapa_MPE.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2972 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-nas-Micro-e-Pequenas-Empresas.webp\" alt=\"Registro positivo para microempresas y peque\u00f1as empresas\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Impacto del Registro Positivo en las PYME<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapa_MPE.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-del-registro-positivo-de-pyme\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2979\" src=\"http:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-por-estado.webp\" alt=\"Registro positivo por Estado\" width=\"250\" height=\"179\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Repercusi\u00f3n del Registro Positivo por Estado<\/strong><\/p>\n<p style=\"text-align: center;\">VER EN L\u00cdNEA<\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-do-cadastro-positivo-por-estado\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapas_ICMSIPVA_.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2984 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-ICMS-e-IPVA.webp\" alt=\"Registro positivo de ICMS e IPVA\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Impacto del ICMS y del IPVA Registro positivo<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapas_ICMSIPVA_.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-do-cadastro-positivo-icms-e-ipva\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapa_PJ_geral.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2988 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-para-as-Pessoas-Juridicas.webp\" alt=\"Registro positivo de personas jur\u00eddicas\" width=\"250\" height=\"179\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Impacto del Registro Positivo de Personas Jur\u00eddicas<\/strong><\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/04\/mapa_PJ_geral.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"color: #0000ff;\">VER EN L\u00cdNEA<\/span><\/a><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-del-registro-positivo-en-las-personas-juridicas\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-2992 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2024\/03\/Cadastro-Positivo-Impostos-Federais.webp\" alt=\"Registro positivo Impuestos federales\" width=\"250\" height=\"179\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Impacto del registro positivo en los impuestos federales<\/strong><\/p>\n<p style=\"text-align: center;\">VER EN L\u00cdNEA<\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/impacto-del-registro-positivo-en-los-impuestos-federales\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1754431179040-b1476c61-5558\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1754431179040-b1476c61-5558\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Para ver el material en ingl\u00e9s, haga clic aqu\u00ed<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/download\/Infografico-Nota-de-credito-2025-IN.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5758 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/Credit-Score-in-Brazil.webp\" alt=\"puntuaci\u00f3n de cr\u00e9dito en brasil\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/Credit-Score-in-Brazil.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/Credit-Score-in-Brazil-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>Puntuaci\u00f3n de cr\u00e9dito en Brasil<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/Infografico-Nota-de-credito-2025-IN.pdf\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/puntuacion-de-credito-en-brasil\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><a href=\"https:\/\/anbc.org.br\/download\/ANBC_Fraude_NOV_2025_EN.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5644 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraud.webp\" alt=\"fraude\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraud.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraud-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n<p style=\"text-align: center;\"><strong>FRAUDE - Preguntas frecuentes<br \/>\ny consejos de prevenci\u00f3n<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Fraude_NOV_2025_EN.pdf\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/fraud-common-questions-and-prevention-tips\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5295 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/SMES-to-obtain-and-offer-credit.webp\" alt=\"a obtener y ofrecer cr\u00e9ditos\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/SMES-to-obtain-and-offer-credit.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/SMES-to-obtain-and-offer-credit-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Las PYME pueden obtener y ofrecer cr\u00e9ditos<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Infografico_Tomar_Oferecer_14JUL_2025_IN.pdf\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/a-obtener-y-ofrecer-creditos\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1754437138761-280f42c5-a899\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1754437138761-280f42c5-a899\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Para consultar el material en espa\u00f1ol, pulse aqu\u00ed<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5746 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/nota-de-credito-es.webp\" alt=\"nota de abono\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/nota-de-credito-es.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/12\/nota-de-credito-es-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Nota de cr\u00e9dito en Brasil<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/es\/download\/Infografico_Nota%20de%20credito_30JUL_2025_ES.pdf\/\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/nota-de-credito-en-brasil\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5663 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraude-es.webp\" alt=\"fraude\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraude-es.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/11\/fraude-es-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>FRAUDE - Dudas y consejos para prevenirla<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Fraude_NOV_2025_ES.pdf\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/preguntas-sobre-el-fraude-y-consejos-para-evitarlo\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"pricing-table wow   pricing-table-btn-after\">\r\n\t<h5 class=\"h5-lg\"><\/h5><!-- Plan Price  -->\r\n\t<div class=\"pricing-plan bg-lightgrey\">\t\t\t\t\t\t\t\t\t\r\n\t\t<sup><\/sup>\t\t\t\t\t\t\t\t\r\n\t\t<span class=\"price\"><\/span>\r\n\t\t<p class=\"validity\"><\/p>\r\n\t<\/div>\r\n\t\t<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5296 size-full\" src=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/Accederan-a-credito-y-podran-ofrecerlo.webp\" alt=\"acceder\u00e1 al cr\u00e9dito y podr\u00e1 ofrecerlo\" width=\"250\" height=\"179\" srcset=\"https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/Accederan-a-credito-y-podran-ofrecerlo.webp 250w, https:\/\/anbc.org.br\/wp-content\/uploads\/2025\/08\/Accederan-a-credito-y-podran-ofrecerlo-18x12.webp 18w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Acceder\u00e1n al cr\u00e9dito y podr\u00e1n ofrecerlo<\/strong><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/anbc.org.br\/download\/ANBC_Infografico_Tomar_Oferecer_14JUL_2025_ES.pdf\" target=\"_blank\" rel=\"noopener\">Ver en l\u00ednea<\/a><\/span><\/p>\n\t\t<a href=\"https:\/\/anbc.org.br\/es\/guia-paso-a-paso-para-las-pymes\/\" class=\"btn btn-arrow\">\r\n\t\t<span>Descargar <i class=\"fas fa-angle-double-right\"><\/i><\/span>\r\n\t<\/a><!-- Pricing Table Button  -->\r\n\t<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><div class=\"vc_row-full-width vc_clearfix\"><\/div><div class=\"vc_row wpb_row vc_row-fluid genemy-default bg-tra\"><div class=\"wpb_column vc_column_container vc_col-sm-12 bg-tra\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"Estudos e conte\u00fados Aqui voc\u00ea encontra estudos, relat\u00f3rios e dados que colaboram para a dissemina\u00e7\u00e3o do conhecimento sobre cr\u00e9dito e educa\u00e7\u00e3o financeira. Para materiais em portugu\u00eas clique aquiTo english material click herePara materiales en espa\u00f1ol, haga clic aqu\u00edPara materiais em...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/onepage-template.php","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Estudos e Conte\u00fados ANBC","_seopress_titles_desc":"Estudos e Conte\u00fados Aqui voc\u00ea encontra estudos, relat\u00f3rios e dados que colaboram para a dissemina\u00e7\u00e3o do conhecimento sobre cr\u00e9dito e educa\u00e7\u00e3o financeira.","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"class_list":["post-2875","page","type-page","status-publish","hentry","no-post-thumbnail"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/pages\/2875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/comments?post=2875"}],"version-history":[{"count":105,"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/pages\/2875\/revisions"}],"predecessor-version":[{"id":6248,"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/pages\/2875\/revisions\/6248"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/es\/wp-json\/wp\/v2\/media?parent=2875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}