{"id":5503,"date":"2025-08-27T19:58:08","date_gmt":"2025-08-27T19:58:08","guid":{"rendered":"https:\/\/anbc.org.br\/?p=5503"},"modified":"2025-10-17T18:22:53","modified_gmt":"2025-10-17T18:22:53","slug":"credit-grows-in-the-southeast","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/credito-cresce-no-sudeste\/","title":{"rendered":"Credit grows in the Southeast with advances in all states and average debt of R$ 6.5 thousand"},"content":{"rendered":"

Source: https:\/\/gazetadasemana.com.br\/<\/span>\u00a0<\/a>| By: Vanessa Nardo<\/p>\n

\n
<\/div>\n

Credit growth goes hand in hand with delinquency challenges<\/h3>\n

The Southeast maintains a consistent pace of credit growth, according to Central Bank data for June 2025, with an expansion of 12.7% for individuals and 9.1% for companies compared to the same period last year. For comparison purposes, the national average was 11.9% (individuals) and 8.8% (companies).
\nAmong the states, S\u00e3o Paulo recorded growth of 12.91 T3T in loans to families and 10.61 T3T in loans to companies. Minas Gerais saw an increase of 14.1% (PF) and 9.2% (PJ). In Esp\u00edrito Santo, the increase was 16.0% (PF) and 9.1% (PJ), while Rio de Janeiro showed a rise of 9.4% (PF) and 4.0% (PJ).<\/p>\n

According to data from the credit bureau sector, delinquency continues to be a cause for concern. In June 2025, 51.41% of the population of S\u00e3o Paulo was in default, compared to 44.51% in Minas Gerais, 41.61% in Esp\u00edrito Santo and 57.21% in Rio de Janeiro. Among companies, 38.61 % of the population in S\u00e3o Paulo, 28.01 % of the population in Minas Gerais, 24.71 % of the population in Esp\u00edrito Santo and 35.71 % of the population in Rio de Janeiro had credit restrictions.<\/p>\n

The table below, based on data from the credit bureau sector, shows the distribution of total debt in the Southeast:<\/strong><\/p>\n<\/div>\n

\"credit<\/p>\n

 <\/p>\n

\u201cThe credit market in the Southeast is growing at a significant rate, with all the states participating, but defaults are still a major challenge. It is essential to combine access to credit with financial education and responsible lending to ensure the system's sustainability,\u201d says Elias Sfeir, president of the Association of Credit Bureaus (ANBC).<\/p><\/blockquote>\n

 <\/p>\n

The scenario for the Southeast in 2025 illustrates the dilemmas facing the credit market: stimulating consumption and investment, while at the same time seeking greater balance in the finances of the families and companies that move the region.<\/p>\n

 <\/p>\n

 <\/p>\n

Read more<\/h3>\n

Entry in the positive register reduces interest by 8.7%, shows BC study<\/span><\/a><\/p>","protected":false},"excerpt":{"rendered":"

Source: https:\/\/gazetadasemana.com.br\/ | By: Vanessa Nardo Credit growth is accompanied by delinquency challenges The Southeast region maintains a consistent pace of credit growth, according to Central Bank data for June 2025, with an expansion of 12.7% for individuals...<\/p>","protected":false},"author":1,"featured_media":5629,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cr\u00e9dito cresce no Sudeste com avan\u00e7os em todos os estados e d\u00edvida m\u00e9dia de R$ 6,5 mil","_seopress_titles_desc":"Crescimento do cr\u00e9dito vem acompanhado de desafios na inadimpl\u00eancia","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[1],"tags":[721,727],"class_list":["post-5503","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-credito-cresce-no-sudeste","tag-crescimento-do-credito","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=5503"}],"version-history":[{"count":2,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5503\/revisions"}],"predecessor-version":[{"id":5508,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5503\/revisions\/5508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/5629"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=5503"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=5503"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=5503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}