{"id":5500,"date":"2025-07-28T19:21:22","date_gmt":"2025-07-28T19:21:22","guid":{"rendered":"https:\/\/anbc.org.br\/?p=5500"},"modified":"2025-09-11T19:48:31","modified_gmt":"2025-09-11T19:48:31","slug":"credit-grows-in-the-center-west-especially-in-goias-and-ms-3","status":"publish","type":"post","link":"https:\/\/anbc.org.br\/en\/credito-cresce-no-centro-oeste-destaque-para-goias-e-ms\/","title":{"rendered":"Credit grows in the Midwest, especially in Goi\u00e1s and Mato Grosso do Sul"},"content":{"rendered":"

Source: https:\/\/www.essabrasil.com.br\/<\/a><\/span><\/p>\n

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Credit grows in the Midwest, with Goi\u00e1s and MS standing out, while DF leads the default rate among consumers<\/h3>\n

According to Central Bank data for May 2025, the Central-West region's lending continues apace, with widespread growth for both individuals and companies. The total credit balance grew by 11.2% for individuals (PF) and 8.6% for companies (PJ), compared to the same period last year. For comparison purposes, the national average was 12.3% (PF) and 10.9% (PJ).<\/p>\n

Among the states, Goi\u00e1s stood out with the highest growth in consumer credit, with an increase of 12.08%, followed by Mato Grosso (11.61%) and Mato Grosso do Sul (11.50%). As for corporate credit, the highlight was Mato Grosso do Sul, which recorded an impressive 15.97% increase in credit to companies - well above the regional average.<\/p>\n

Despite the favorable scenario for granting credit, the delinquency data from the credit bureau sector shows an important warning: the indebted population still represents a significant portion in the states of the region. The Federal District leads this ranking, with 60.66% of the population in debt. This is followed by Mato Grosso do Sul (55.16%), Mato Grosso (50.01%) and Goi\u00e1s (45.03%). In comparison, the national default rate among individuals is around 47%, while among companies it is around 32%.<\/p>\n

The panorama reveals a paradox: at the same time as credit is expanding, a significant portion of the population continues to face financial difficulties. The growth in the supply of credit, coupled with an economic recovery, has boosted consumption and investment. However, the high level of default reinforces the need for more intensive financial education and responsible lending.<\/p>\n

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\u201cFinancial education is an essential pillar for the sustainability of the credit market. Access to credit needs to be accompanied by knowledge and planning to avoid over-indebtedness. We need to differentiate between credit and income, encourage healthy consumption habits and guide the population on how to use credit consciously and strategically,\u201d says Elias Sfeir, president of the National Association of Credit Bureaus (ANBC).<\/p><\/blockquote>\n

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The scenario for the Midwest in 2025 is a good illustration of the challenges facing the financial market: balancing stimulus with the sustainability of credit, ensuring that growth is accompanied by greater financial health for both borrowers and lenders.<\/p>\n<\/div>\n

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Read more<\/h3>\n

6th New Sanitation Framework Forum<\/a><\/span><\/p>","protected":false},"excerpt":{"rendered":"

Source: https:\/\/www.essabrasil.com.br\/ Credit grows in the Midwest, especially in Goi\u00e1s and Mato Grosso do Sul, while the Federal District leads the index of delinquencies among consumers The Midwest region continues to experience an accelerated pace in the granting of credit, according to Central Bank data for May...<\/p>","protected":false},"author":1,"featured_media":5501,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Cr\u00e9dito cresce no Centro-Oeste com destaque para Goi\u00e1s e MS","_seopress_titles_desc":"Cr\u00e9dito cresce no Centro-Oeste com destaque para Goi\u00e1s e MS, enquanto DF lidera \u00edndice de inadimpl\u00eancia entre consumidores","_seopress_robots_index":"","pgc_sgb_lightbox_settings":"","footnotes":""},"categories":[1],"tags":[718,55,456,719],"class_list":["post-5500","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-centro-oeste","tag-credito","tag-goias","tag-ms","blog-post"],"_links":{"self":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/comments?post=5500"}],"version-history":[{"count":1,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5500\/revisions"}],"predecessor-version":[{"id":5502,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/posts\/5500\/revisions\/5502"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media\/5501"}],"wp:attachment":[{"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/media?parent=5500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/categories?post=5500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/anbc.org.br\/en\/wp-json\/wp\/v2\/tags?post=5500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}