With a significant advance of 16% in credit for families and more than 9% for companies, Esp\u00edrito Santo consolidated its prominent position in the Southeast in June, combining double-digit expansion with the lowest default rates in the region. The data was released by the Central Bank of Brazil. Esp\u00edrito Santo's performance is notable for its combination of strength and balance.<\/p>\n
The positive scenario is further strengthened when we look at default rates. Only 41.6% of Esp\u00edrito Santo's population is in default, according to data from the credit bureau sector. The average value of debts is also below the regional average, at around R$ 5.9 thousand. The national and Southeast averages are R$ 6,100 and R$ 6,500, respectively.<\/p>\n
In the business segment, Esp\u00edrito Santo has the healthiest picture in the Southeast, with 24.7% of companies in bad debt, according to the sector. The result is well below the 33% recorded nationwide. The average value of business debts in the state, R$ 14.5 thousand, is the lowest in the region. In Brazil, the average value of business debts is around R$ 24 thousand.<\/p>\n
For Elias Sfeir, president of the National Association of Credit Bureaus (ANBC), the results reflect maturity and economic discipline. \u201cEsp\u00edrito Santo proves that it is possible to grow consistently. Credit is expanding in a sustainable way, supported by controlled default rates. This balance conveys security to investors and signals the Esp\u00edrito Santo economy's capacity for continuous transformation,\u201d says the executive.<\/p>\n
The indicators suggest that Esp\u00edrito Santo is consolidating its leadership position in the region, projecting itself as a benchmark for confidence and resilience in a credit scenario that is booming in the Southeast.<\/p>\n
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